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主要國家它的2%事實上它是就中長期來看"},{"start":178.747,"end":183.032,"text":"我舉一個很簡單的例子來跟委員報告我只想知道你的工具我們可以事前預防性的因為當時我們一定所以我現在要跟委員報告就是說所以我很簡單的"},{"start":194.065,"end":215.212,"text":"就是說在18號這一天我們的理事會很周圍的來討論這個問題然後在那一天我們會我知道我沒有要問你那一天你為什麼因為現在在緘默期我只是要跟你討論一個政策就是說如果我們覺得未來有可能通膨過二假設政府我們想要控制的話"},{"start":216.392,"end":237.517,"text":"那到底是事前我們先升息好還是事後我們看到已經到比如說現在是2.2 2.3假設那我們到底是事後再來處理哪一個預防性的升息或者是事後我們再來做升息調整哪一個社會成本會比較低我跟委員報告如果說"},{"start":239.096,"end":262.102,"text":"大家都可以預測到就是說是在半年一年以後呢這個通膨都會持續的一直往上而且呢會導致通膨的預期這個預期呢形成了以後呢那這個呢就是說它的通膨就會一直節節上升那這個呢在這種情況之下呢就一定要"},{"start":262.983,"end":269.714,"text":"就如同委員剛剛你所說的就是pre-emptive就是事前的預防會比較好"},{"start":271.574,"end":276.838,"text":"所以就是事前的預防社會的成本會比較低但是呢如果說我們疫情到就是說它是通膨是上去但是呢它會很快的再下來那你就你的這個preemptive的這個車的政策呢就不會就是說是很好的那就是看接下來整個國際的局勢通膨國際的狀況我們來決定我們要事前預防性的升降是事後我們再來去做出我懂你了謝謝總幹部"},{"start":300.334,"end":319.045,"text":"總裁 最後我想請問你 因為我們的油電 我剛剛已經講油電糧食其實都跟國際 我們都是靠進口所以整個對於我們整理台灣的能源的價格 油電其實都會影響通膨所以整個政府 賴政府整個都在抗通膨我覺得方向當然是對的 包括我們的油價已經連時動那電價4月份也決定在動漲"},{"start":324.688,"end":337.153,"text":"整個就是說我想請問一下就是說因為這整個跟央行也有關係那包括油電動漲那這個過程當中行政院有沒有跟央行做過討論或者是聽聽你們的建議或意見或者開會有沒有知會央行這邊一起參與"},{"start":341.374,"end":352.129,"text":"我跟委員報告 事實上我們在很多的理監事會之後的一個參考資料裡面我們都發佈 包括中東那個時候俄烏戰爭的時候俄烏戰爭的時候 你看看"},{"start":358.377,"end":363.604,"text":"主委 我今天時間很有限 我想知道關於油電動漲這件事情 要不要我們配合開會我們也有啊 行政院的穩定物價小組莊營郎也是成員之一"},{"start":378.301,"end":383.968,"text":"誰都有跟你們開會決定要動場也要聽你們的意見但是我要跟委員報告的就是說政府的攻擊面的措施也就是說這種動場的措施是非常有效的這個我們從哪裡可以看得到從我們上一次的二屋戰爭我們也是攻擊面的"},{"start":399.566,"end":414.659,"text":"所以全球就是我們台灣的供給面的一個政策是相當成功的如果說我們跟其他的主要國家來比較的話就是因為政府有這樣的一個供給面也就是說如果說是能源的話那麼能源的上漲的話貨幣政策是比較沒有效果的"},{"start":419.724,"end":426.689,"text":"總裁但是就是說動漲當然我覺得政府的決策要抗通但是後面回調的時候萬一哪一天要回調的時候會造成什麼樣的狀況我覺得也要做一些因應跟準備總裁接下來我要請問就是說因為最近股市台幣股市非常的好人資餘額已經創了新高到5726億"},{"start":439.059,"end":457.945,"text":"我想請問總裁就是說因為現在大家的資金都是全部留下股市我想你比我還要清楚資金的槓桿都是累積的非常快速而且散戶大量的湧入每個人都湧入股市請問總裁就是說你會不會擔心就是說現在會不會接近央行所認定系統性的金融風險脆弱風險的標準會不會有這個問題"},{"start":460.866,"end":476.273,"text":"我跟委員報告這是一個這個是一個是現在大家都比較密切注意的一個問題但是呢我跟委員報告事實上呢據我了解金管會呢對這個問題呢他也密切的去注意他第二個"},{"start":477.173,"end":483.616,"text":"如果說就專業能力的看法事實上委員講的沒有錯也就是說我們現在資源跑到股市去的話這個是跟以前來比較它是速度太快比較快但是距離說是什麼系統性的風險我想我覺得還距離差很遠那還差很遠但是我雖然是說還差很遠但是還是要密切注意它"},{"start":505.126,"end":510.188,"text":"謝謝總裁您的回應我為什麼會這麼說因為我觀察到一個數據我們今年五月底央行定存的單又要降到六兆多跟過去幾個月比起來其實差非常多大概減少兩千七百億就是銀行不願意或沒有多餘的資金來認購央行的定存單"},{"start":524.313,"end":542.662,"text":"所以大家銀行也不願意把錢存到一年放定存單之後這跟過去幾個月有非常大的差異所以銀行連一年的定存單都不願意買意味著銀行預期未來就是說整個一年內的資金會非常的吃緊在銀行裡面他們必須要存夠足夠的資金放到市場裡面去"},{"start":546.765,"end":556.832,"text":"你認為會不會就是因為銀行把資金都轉入股市包括做相關的壽性業務包括融資啊 質押等等的貸款你覺得應該做什麼樣的調整剛剛我也有提到三個因素導致我們的存單 我們標1400億的存單只有差了100多億"},{"start":567.219,"end":571.643,"text":"主要的原因 第一個 剛剛委員說的這個就是說資金流到股市去 這是第一個第二個呢 我們的AI的產業呢 也非常熱絡的所以呢 就是說銀行放款給AI的這個產業呢非常多 只要跟AI有關係的產業都借得到錢第三個呢 也剛好就是說五月六月 剛好是繳稅的時候"},{"start":592.939,"end":604.263,"text":"謝謝謝謝謝謝總裁我跟你分享一個事我最近就聽到就是很多產業界在分享說現在除了AI其他的產業都是BI所以我為什麼這麼說呢就是說其他產業不好所以我們現在AI產業大概就36萬人這36萬人很好"},{"start":610.785,"end":630.39,"text":"其他的產業其實都是天天哀嚎叫哭所以才會有在外面有這一句話就是說我要請問總裁我們第七波的選擇性信用管制是不是會再一次的調降因為其他產業其實都非常的辛苦我們台灣不能只有AI也要其他產業一起發展你怎麼看這第七波我們會怎麼做處理我想這個就出於我剛剛說的我們18號理事會會委員會充分的去討論這個議題好不好"},{"start":639.952,"end":657.297,"text":"我希望總裁也可以考慮台灣不能只有AI我們不能讓我們的船產全倒就靠一支就是AI跟晶片產業不過我跟委員報告事實上今年以來我們的船產的出口年增率是增加的喔但是我覺得不要差這麼大一個在天是該用的好 謝謝總裁 謝謝下一位陳玉珍委員之外"}]}},"supported_relations":[],"relations":[]}