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10:38:19","會議時間":"2026-06-10T09:00:00+08:00","會議名稱":"立法院第11屆第5會期財政委員會第18次全體委員會議（事由：一、審查中華民國115年度中央政府總預算案附屬單位預算營業部分關於中央銀行（含中央造幣廠、中央印製廠）。（詢答及處理）\n二、審查中華民國115年度中央政府總預算案附屬單位預算營業部分，關於財政部主管中國輸出入銀行、臺灣金融控股股份有限公司（含臺灣銀行股份有限公司、臺銀人壽保險股份有限公司、臺銀綜合證券股份有限公司）。（僅詢答）\n【6月10日及11日兩天一次會】\n【預算提案截止時間：第一案6月10日（三）上午10時，第二案6月10日（三）下午5時】）","transcript":{"pyannote":[{"speaker":"SPEAKER_01","start":0.30096875,"end":4.08096875},{"speaker":"SPEAKER_01","start":4.48596875,"end":6.207218750000001},{"speaker":"SPEAKER_00","start":5.56596875,"end":7.236593750000001},{"speaker":"SPEAKER_00","start":12.67034375,"end":13.969718750000002},{"speaker":"SPEAKER_01","start":13.969718750000002,"end":19.977218750000002},{"speaker":"SPEAKER_01","start":20.01096875,"end":24.63471875},{"speaker":"SPEAKER_01","start":24.73596875,"end":29.089718750000003},{"speaker":"SPEAKER_00","start":24.80346875,"end":25.05659375},{"speaker":"SPEAKER_01","start":29.106593750000002,"end":34.67534375},{"speaker":"SPEAKER_00","start":29.511593750000003,"end":29.950343750000002},{"speaker":"SPEAKER_01","start":35.16471875,"end":39.73784375},{"speaker":"SPEAKER_01","start":39.940343750000004,"end":41.23971875},{"speaker":"SPEAKER_01","start":41.77971875,"end":43.11284375},{"speaker":"SPEAKER_01","start":43.43346875,"end":44.91846875},{"speaker":"SPEAKER_01","start":45.45846875,"end":49.407218750000006},{"speaker":"SPEAKER_01","start":49.57596875,"end":53.25471875},{"speaker":"SPEAKER_01","start":53.57534375,"end":56.055968750000005},{"speaker":"SPEAKER_00","start":56.055968750000005,"end":56.76471875},{"speaker":"SPEAKER_00","start":58.064093750000005,"end":90.73409375},{"speaker":"SPEAKER_01","start":83.78159375,"end":84.96284375},{"speaker":"SPEAKER_01","start":86.00909375,"end":86.71784375},{"speaker":"SPEAKER_01","start":90.05909375,"end":91.32471875},{"speaker":"SPEAKER_00","start":91.32471875,"end":100.87596875000001},{"speaker":"SPEAKER_01","start":91.57784375,"end":93.73784375000001},{"speaker":"SPEAKER_01","start":94.93596875,"end":96.03284375000001},{"speaker":"SPEAKER_01","start":98.44596875,"end":98.88471875},{"speaker":"SPEAKER_01","start":100.36971875,"end":137.05596875},{"speaker":"SPEAKER_00","start":127.43721875000001,"end":127.67346875000001},{"speaker":"SPEAKER_00","start":137.10659375,"end":145.54409375},{"speaker":"SPEAKER_00","start":146.11784375000002,"end":184.71096875},{"speaker":"SPEAKER_00","start":185.35221875000002,"end":193.75596875000002},{"speaker":"SPEAKER_01","start":193.75596875000002,"end":194.39721875},{"speaker":"SPEAKER_00","start":194.39721875,"end":194.43096875},{"speaker":"SPEAKER_01","start":194.43096875,"end":201.43409375000002},{"speaker":"SPEAKER_01","start":201.56909375,"end":204.38721875000002},{"speaker":"SPEAKER_01","start":204.45471875,"end":205.14659375000002},{"speaker":"SPEAKER_01","start":205.38284375,"end":209.06159375000001},{"speaker":"SPEAKER_01","start":209.29784375000003,"end":234.15471875000003},{"speaker":"SPEAKER_00","start":227.03346875000003,"end":227.52284375000002},{"speaker":"SPEAKER_00","start":228.90659375,"end":228.94034375},{"speaker":"SPEAKER_00","start":230.52659375000002,"end":230.84721875000002},{"speaker":"SPEAKER_01","start":234.28971875000002,"end":236.01096875000002},{"speaker":"SPEAKER_01","start":236.38221875000002,"end":238.86284375000002},{"speaker":"SPEAKER_01","start":239.31846875000002,"end":240.53346875000003},{"speaker":"SPEAKER_01","start":241.02284375000002,"end":250.42221875},{"speaker":"SPEAKER_01","start":250.54034375,"end":253.78034375000001},{"speaker":"SPEAKER_01","start":253.86471875,"end":258.03284375000004},{"speaker":"SPEAKER_00","start":258.25221875,"end":266.82471875000005},{"speaker":"SPEAKER_00","start":267.17909375,"end":305.56971875},{"speaker":"SPEAKER_01","start":297.21659375,"end":297.35159375},{"speaker":"SPEAKER_01","start":298.00971875000005,"end":298.53284375000004},{"speaker":"SPEAKER_01","start":303.51096875,"end":303.91596875000005},{"speaker":"SPEAKER_01","start":304.82721875000004,"end":324.23346875000004},{"speaker":"SPEAKER_00","start":306.46409375,"end":306.90284375000005},{"speaker":"SPEAKER_00","start":312.03284375000004,"end":312.70784375},{"speaker":"SPEAKER_00","start":314.66534375000003,"end":314.73284375000003},{"speaker":"SPEAKER_00","start":324.23346875000004,"end":324.26721875000004},{"speaker":"SPEAKER_01","start":324.26721875000004,"end":324.33471875000004},{"speaker":"SPEAKER_00","start":324.33471875000004,"end":324.87471875},{"speaker":"SPEAKER_01","start":324.87471875,"end":325.00971875000005},{"speaker":"SPEAKER_00","start":325.00971875000005,"end":330.08909375},{"speaker":"SPEAKER_01","start":327.03471875,"end":343.03221875},{"speaker":"SPEAKER_00","start":343.03221875,"end":343.55534375},{"speaker":"SPEAKER_01","start":343.90971875,"end":343.92659375},{"speaker":"SPEAKER_00","start":343.92659375,"end":357.29159375},{"speaker":"SPEAKER_01","start":344.36534375,"end":344.95596875},{"speaker":"SPEAKER_00","start":357.56159375000004,"end":36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"start":286.197,"end":313.634,"text":"貨幣政策就是說用需求面要來治理來解決它是沒有效果的所以政府來用供給面用就是凍脹的方式它是正確的二屋戰爭你看二屋戰爭也是政府用供給面的措施你看全球其他的國我們台灣是一個高度依賴進口能源的經濟體能源原物料還有國際運輸成本這些都是直接影響國內物價走勢是"},{"start":315.615,"end":343.305,"text":"所以從這個角度來看穩定而且相對強勢的新台幣應該是對抗輸入性通膨的一個重要的工具之一事實上我跟委員報告相較之下要選擇維持說利率不變但是台美利差又持續高於這個水位的時候那是不是等於一定程度上我們削弱了匯率來緩衝輸入性通膨的功能"},{"start":344.425,"end":360.775,"text":"到目前為止我跟委員報告沒有輸入性通膨你剛剛也有提到就說是現在的通膨預期非常已經是在高漲了沒有事實上到目前為止沒有怎麼會沒有呢沒有沒有你如果說像以這個1.93%如果全年來講的話他還是在2%的警戒線之下畢竟呢"},{"start":368.399,"end":374.045,"text":"就已經逼近了你一定要突破2%嗎就已經逼近那個警戒我跟委員報告所以我剛剛也有在提2%不是說你到達2%那就是一定要提高經濟不是這樣子新年3月份的李建設婚姻之後"},{"start":388.68,"end":408.252,"text":"適度鬆綁了第七波選擇性信用管制措施將第二戶購屋貸款的上限由五成調高到六成目前市長對於六月份的理監事會的政策走向因為存在著強大的不確定性一方面說央行持續強調不動產的貸款"},{"start":410.413,"end":436.282,"text":"因為集中度偏高所以房價也沒有明顯的修正所以必須要維持一定強度的一定程度的信用管制另一方面我們台灣經濟成長在AI投資跟出口需求的帶動下GDP成長率的預估高於 優於過去幾年企業獲利還有股市財富效果以及民間投資的動能都有所提升"},{"start":437.082,"end":462.487,"text":"那想要請教總裁在景氣回溫的一個背景之下市場資金是否有可能再度的流向不動產那進而又推升了房價跟交易熱度那央行會不會擔心說民眾對於房價上漲的預期再度的有預期升溫啦 會有這種預期啦所以是過去一年多來這個信任管制所建立的降溫效果受到挑戰"},{"start":463.487,"end":469.898,"text":"你會不會擔心我們都是持續地在密切注意情況的發展"},{"start":472.56,"end":496.659,"text":"那這個是不是就所謂的擔心那事實上我們是密切的注意到那我要請教就是說6月份的理監事會議將以哪些關鍵指標作為評估房市政策是否調整這第一個第二個就是說央行是否不排除重新採取更嚴格的管理手段避免房市因為景氣"},{"start":499.05,"end":508.534,"text":"這樣子又再次的過熱這兩點我想就是說誠如我剛剛所說的因為18號是禮監事會所以10天之內不過根據剛剛委員所問的這些問題我相信我們在禮事會的記者會裡面我們會來充分的來說明包括委員剛剛所提問的這些問題"},{"start":526.341,"end":530.182,"text":"我相信不只是說委員會有這樣的一個提問事實上記者也會來引用委員的這個擔心所以我想我們會充分的來說我們希望說央行在未來的政策決策能夠兼顧最主要是物價穩定跟金融的穩定讓貨幣政策能夠根據前瞻性跟穩健性讓我們回應社會對於經濟穩定的一個期待好不好"},{"start":555.808,"end":556.39,"text":"是是是好謝謝總裁謝謝"}]}},"supported_relations":[],"relations":[]}