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謝謝主席 我們請彭主委好 彭主委委員早主委好 大家都很關心國泰投信這件事情然後你們現在已經開始對這個不只國泰投信 整個國泰金控的集團進行精檢"},{"start":27.202,"end":34.493,"text":"那這個之前這個局長賴局長說精檢是到今天結束還是說現在還在精檢當中還會繼續再延長"},{"start":36.462,"end":62.176,"text":"好我想待會請局長就是我們預計比如說這個是對國泰投信應該是7月8號嘛就今天那待會可以請局長說明上上一周我們是針對那個立官人通報的部分我們就請他們再去因為他跟整個集團有關就稍微大聲一點對對對就說因為是針對立官人通報的問題嘛那是跟跟集團子公司有關我們就是派派檢察局去了解我想請局長來做"},{"start":63.617,"end":79.964,"text":"我想要了解就是說 第一個 精檢的時間是到今天還是會繼續延長那第二個呢 本來只有國泰投信 那為什麼後來現在連國泰金控整個集團都要去精檢是還有發現其他的問題嗎你包含證券 售險 人壽都去精檢了是有發現其他的問題嗎 所以擴大精檢的範圍"},{"start":82.861,"end":97.615,"text":"第一點先跟主委員報告就是有關於投信的部分是在今天會結束今天下午才會結束這是投信的部分嘛那可是你們不只有投信嘛對不對那當然我們後來又再去"},{"start":98.936,"end":120.07,"text":"針對金控跟其他的子公司在做一個了解的部分是了解有關於他的利害關係人的資料的一個通報跟於這個資料的一個控管的部分所以我們來進行一個再去釐清這個相關的問題局長 等一下可以回答再大聲一點好 那是什麼樣的原因讓你升這個金檢的這個範圍升級了"},{"start":126.258,"end":153.912,"text":"這個主委要來答還是局長要來答好沒想我們其實主要是這樣因為大家關切的是說他們在集團內到底比如說他們有沒有內部建立一個比如說彼此互相通報的機制這些內控機制其他子公司是怎麼運作的那所以我們就請他們到各個子公司去了解他們是彼此怎麼運作是單獨是一家公司的問題還是整個集團有它一致的一些規定還是"},{"start":154.212,"end":167.852,"text":"各個別有不同的規定去了解這個實際的狀況以來輔助於在國泰投信釐清這件事情的主要內容所以整件事情如果剛剛聽到其他委員有在問兩個禮拜之後會結束會有結果"},{"start":169.276,"end":193.708,"text":"就是剛剛講說因為我們的檢查報告是不會對外公佈但是我們的最後的比如說我們對外的採取這些內容細節會對外去做說明所以看我們的採取說明書上面是會有對裡面的一些違規情節會做說明但是我們檢查報告那在過去我們是沒有公佈的但是剛剛是講我們對於檢查的情形可以對外說明"},{"start":195.86,"end":209.989,"text":"我的意思就是說這件事情是國泰金控內部的問題比如說投信跟金控申報的問題還是所有的金融機構跟他們投信之間都有類似的問題"},{"start":211.951,"end":239.318,"text":"這個我們要了解因為其實上我們看到很多在金融內控制度上都有個問題就是說他們其實規定都有那可能是第一個執行上面沒有落實或是執行的方式大家認知有差異但是這個規定不是每家都長一樣所以其實上這還要去釐清因為我們對這種比如說你的規定不是每家都長一樣你們這個沒有指引嗎沒有相關的規定嗎"},{"start":240.798,"end":254.53,"text":"對於像比如說我們對有涉及到個人資料的部分因為我們有個資法還有過去我們很多資料的使用的指引是有的但是對於集團內你們自己在取得比如說當事人同意的情況你怎麼去做這個個資之間的這些的轉"},{"start":257.032,"end":271.35,"text":"這個所謂的通報這是他們個別是有個別的規定這是部分我們倒沒有強制因為這是牽涉到這個我們沒有去強制規定這個東西但是我們基於內控比如說我們要求要避免那個立官人的訪免你當然要有"},{"start":272.631,"end":296.258,"text":"這個機制去做啊除了自己的風暴那現在你認為說你們目前的規定指引都沒有問題是國泰進口內部的問題不是 等於說一件事情發生以後呢可能過去認為這個制度是沒有問題的但是因為透過事件我們才能夠去理解我的意思說比如說那未來有要做什麼樣的檢討跟修正嗎"},{"start":296.738,"end":321.146,"text":"第一個就是我們會來檢討上次我們文匯提到就是說那為了避免像這種的這個在發案這個情形我們是不是要該建立多重機制的通報不要仰賴單線的通報比如說除了要求當事人要主動申報還有就是集團之間假設有申報意願能夠做一個在符合各支法的情況之下做一個通報這樣的話"},{"start":323.854,"end":342.146,"text":"等於說多重機制去防免這個比如說漏報或是這個申報沒有辦法完整的這樣的情形好 那再問一下那這個最後精簡看起來比如說投信今天結束嘛那整個這個集團這一個大概兩個禮拜之內會有結果那這個會不會有處罰"},{"start":344.885,"end":363.125,"text":"當然違反規定就會處罰我們按照其實檢查跟這些我們比如陳述意見書這些都是希望跟我們的授檢單位能夠釐清事實知道比如說這個違規的事實是不是雙方所確認這件事情那這是一定要先確認違規的事實我們才能做處罰嘛"},{"start":363.786,"end":369.569,"text":"好 然後再問一下現在他的這一個損失將近10億 9.48億那這個10億的損失是當事人買單 國內金庫買單還是全體的股東買單"},{"start":377.426,"end":393.877,"text":"現在的話就等於說第一個假設以以現在他們做所做的通報來看的話因為你跟你的客戶之間是因為你的比如說你有相關的那個為失而導致損失當然比如說對啊他的那個基金補償就4.94啊4.94億嘛他這已經完成撥付那我是問說整體的這個損失那這個他們會這個列入這個這個財報裡面這個我們有這些損失那最後會不會是由全體的投資人來負擔這個損失"},{"start":407.707,"end":416.68,"text":"這個當然因為他的損失的話呢基本上就會反映在他的收益的減少那最後賠的錢也不是國債金口的錢是所有的投資者的錢啊"},{"start":418.167,"end":438.459,"text":"這個就是我們所有的這樣那個損失要怎麼去認可那你覺得這樣合理嗎沒有 我想這是一般我們假如損害產生應該如何去那個有啊 現在損害已經產生了啊它也賠了這個將近十億我是問說這十億最後如果是由這些一般的這些投資者"},{"start":439.46,"end":460.782,"text":"阿他們來負擔這樣公平嗎這個所以要釐清那個責任阿是誰導致這個問題而且責任不是已經大概都蠻清楚了嗎就是他們內部申報有問題去踩到紅線去買到不應該這個他這個擔任董事的這個獨董的這個基金嘛這個事實蠻明顯的阿對所以我的意思是說假設能夠確認是維持在哪裡就有"},{"start":462.392,"end":477.245,"text":"那個發聲為師的單位來責任現在看起來就是比如說假設是投信的話就是投信的他應該要負擔這個責任我現在負擔這個責任那我是說最後不會就是變成所有的投資者一起來負這個責任"},{"start":479.656,"end":505.292,"text":"對 這我們再把它釐清以後再跟委員報告不是 我是說不要發生這種事情啦有沒有辦法避免發生這種事情當然啦 我想說任何一件像這種發生立官人這樣而導致這樣去調整產生的損失我們都要非常非常注意 是啊那我的要求就是說不應該把這個公司內部的事情把它外部化那讓這些投資者最後啊我說啊賠了這個9.48億結果最後是由所有投資者他們來負擔啊我覺得不應該這樣子啊"},{"start":508.739,"end":519.096,"text":"所以這個應該要避免啊 金管會能不能避免這件事情來發生對 當然我們所有這個東西 我們都會來想看怎麼樣避免這件事情來發生也不應該發生嘛 發生這個我覺得這樣不合理啊 你覺得這樣合理嗎"},{"start":523.673,"end":539.986,"text":"當然有很多合不合理的問題我們都還是回歸到法的程度當然啊就是如果違規了要全部的人負擔就不合理嘛對不對對啊好那剩下一點點時間齁這個齁其實我上禮拜有質詢過那我還特別齁有找了這個你們這個"},{"start":541.488,"end":549.594,"text":"金管會的這些同仁協會過來來談這個針對這個領苦開盤的時間那我剛剛看這個國務委員他有問因為你們來的人都沒辦法承諾因為他給我的資料說哇還要在這個什麼116年7月完成這個領苦這個開盤的時間這個可以從9點10分然後呢提早到9點然後現在是確定我剛剛聽那個林董講是確定是今年底"},{"start":572.014,"end":589.726,"text":"就可以這個零股跟這個我們大盤一起就對了就是九點開始報告委員是的對啊這個還是要你們來講才有用我找你們經國外同仁來說都不敢做決定啊還要問卷啊還要這個預計到明年的七月才能完成那現在還有一個啦"},{"start":590.926,"end":609.705,"text":"這個我們零股買賣撮合的時間現在是五秒現在會縮成一秒縮成一秒 對何時會縮成一秒今年年底也是今年年底對啊 問你們就比較快啦再問那些你們同仁都不敢做決定來來來 林總五秒剩一秒 對不起 我說錯了你說錯了"},{"start":614.413,"end":641.996,"text":"這不是明年七月啦蛤 還要到明年七月 這太久了吧這為什麼要到明年七月因為這個部分來講的話 證券商的系統的問題因為我們必須要讓我們整個配合證券商改系統的原因我這樣知道改系統需要時間嘛明年七月的時間太長了啦現在領股交易這麼熱絡 你還要改到明年七月時間能不能延長這逼一逼就會縮短了啦 時間能不能延長"},{"start":644.289,"end":670.401,"text":"時間能不能縮短啦挺早啦那個是不是包委員我們現在是跟證券商我們以系統穩定的考量為主他們是希望這樣那我們是不是容我們再跟他們商量一下我覺得一個制度的實施本身穩定是非常重要的那你期待呢你期待大概多快可以完成這是不是容我們因為我們還是要跟證券商談啦"},{"start":671.381,"end":685.338,"text":"因為IT的部分所以這個部分我們7月真的是跟證券商不是說我主管的請大家問你有沒有提早的可能性那個還是要問一下證券商所以這真的因為不是交易所能夠盡快啦第一批時間就會縮短了謝謝謝謝委員謝謝"}],"gazette":[{"speaker":"李委員坤城","start":"2026-07-08T10:33:06.593000+08:00","guessed":false,"end":"2026-07-08T10:33:07.694000+08:00","text":"謝謝主席，請彭主委。","quality":1},{"speaker":"主席","start":"2026-07-08T10:33:08.154000+08:00","guessed":false,"end":"2026-07-08T10:33:08.435000+08:00","text":"請彭主委。","quality":0.75},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:33:08.495000+08:00","guessed":false,"end":"2026-07-08T10:33:08.995000+08:00","text":"委員早。","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:33:09.035000+08:00","guessed":false,"end":"2026-07-08T10:33:09.175000+08:00","text":"主委好。","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:33:09.195000+08:00","guessed":false,"end":"2026-07-08T10:33:36.493000+08:00","text":"大家都很關心國泰投信這件事情，你們現在已經開始對不只國泰投信，而是整個國泰金控集團進行金檢，之前賴局長有說金檢到今天結束，現在還在金檢當中，還是會繼續再延長？","quality":0.904},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:33:39.082000+08:00","guessed":false,"end":"2026-07-08T10:33:54.031000+08:00","text":"待會請局長說明，我們對國泰投信金檢預計是到7月8日，也就是今天，待會可以請局長說明，上週我們是針對利關人通報的部分，因為它跟整個集團有關……","quality":0.77},{"speaker":"李委員坤城","start":"2026-07-08T10:33:54.591000+08:00","guessed":false,"end":"2026-07-08T10:33:55.572000+08:00","text":"稍微大聲一點！","quality":1},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:33:56.772000+08:00","guessed":false,"end":"2026-07-08T10:34:04.156000+08:00","text":"因為是針對利關人通報的問題，那是跟集團子公司有關，我們是派檢查局去了解，請局長來做說明。","quality":0.875},{"speaker":"李委員坤城","start":"2026-07-08T10:34:05.617000+08:00","guessed":false,"end":"2026-07-08T10:34:09.359000+08:00","text":"我想要了解的是：第一個，金檢的時間是到今天，還是會繼續延長？","quality":0.923},{"speaker":"李委員坤城","start":"2026-07-08T10:34:09.459000+08:00","guessed":false,"end":"2026-07-08T10:34:17.642000+08:00","text":"第二個，本來只有國泰投信，為什麼後來連國泰金控整個集團都要金檢，是還有發現其他的問題嗎？","quality":0.975},{"speaker":"李委員坤城","start":"2026-07-08T10:34:17.742000+08:00","guessed":false,"end":"2026-07-08T10:34:21.964000+08:00","text":"包含證券、壽險、人壽都被金檢了，是有發現其他的問題，所以擴大金檢的範圍嗎？","quality":0.844},{"speaker":"賴局長欣國","start":"2026-07-08T10:34:24.861000+08:00","guessed":false,"end":"2026-07-08T10:34:30.006000+08:00","text":"第一點，先跟委員報告，關於投信的部分是在今天會結束。","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:34:30.426000+08:00","guessed":false,"end":"2026-07-08T10:34:32.248000+08:00","text":"今天結束？","quality":0.5},{"speaker":"賴局長欣國","start":"2026-07-08T10:34:32.368000+08:00","guessed":false,"end":"2026-07-08T10:34:33.129000+08:00","text":"對，今天下午才會結束。","quality":0.667},{"speaker":"李委員坤城","start":"2026-07-08T10:34:33.569000+08:00","guessed":false,"end":"2026-07-08T10:34:37.613000+08:00","text":"好，這是投信的部分，可是你們不只有針對投信，對不對？","quality":0.864},{"speaker":"賴局長欣國","start":"2026-07-08T10:34:38.374000+08:00","guessed":false,"end":"2026-07-08T10:34:58.567000+08:00","text":"我們後來又再針對金控跟其他的子公司再做了解，了解它利害關係人資料通報與資料控管的部分，所以我們再去釐清相關的問題。","quality":0.944},{"speaker":"李委員坤城","start":"2026-07-08T10:34:58.567000+08:00","guessed":false,"end":"2026-07-08T10:35:00.308000+08:00","text":"局長，等一下回答可以再大聲一點，因為聽不太清楚。好，是。","quality":0.565},{"speaker":"李委員坤城","start":"2026-07-08T10:35:00.549000+08:00","guessed":false,"end":"2026-07-08T10:35:02.050000+08:00","text":"那是什麼樣的原因，讓金檢的範圍升級了？","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:35:08.258000+08:00","guessed":false,"end":"2026-07-08T10:35:09.339000+08:00","text":"是主委要回答，還是局長要回答？","quality":0.769},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:35:11.780000+08:00","guessed":false,"end":"2026-07-08T10:35:44.364000+08:00","text":"其實主要是這樣，因為大家關切的是他們在集團內，比如說，他們內部有沒有建立一個彼此互相通報的機制，這些內控機制在其他子公司是怎麼運作的，所以我們就請他們到各個子公司了解彼此是怎麼運作，這是單獨一家公司的問題，還是整個集團有一致的規定，還是個別不同的規定，去了解實際狀況，來輔助國泰投信釐清這件事情的主要內容。","quality":0.965},{"speaker":"李委員坤城","start":"2026-07-08T10:35:44.564000+08:00","guessed":false,"end":"2026-07-08T10:35:46.687000+08:00","text":"所以整件事情兩個禮拜之後會有結果？","quality":0.438},{"speaker":"李委員坤城","start":"2026-07-08T10:35:46.788000+08:00","guessed":false,"end":"2026-07-08T10:35:48.410000+08:00","text":"，因為我剛剛聽到其他委員有在問。","quality":0.786},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:35:52.097000+08:00","guessed":false,"end":"2026-07-08T10:36:06.424000+08:00","text":"因為剛剛講我們的檢查報告是不會對外公布，但是我們最後對外裁處的這些內容、細節會對外做說明，所以看我們的裁處說明書上面會對裡面的一些違規情節做說明。對！","quality":0.886},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:36:07.464000+08:00","guessed":false,"end":"2026-07-08T10:36:15.688000+08:00","text":"但我們的檢查報告在過去是沒有公布的，剛剛是講我們對於檢查的情形可以對外說明。","quality":0.944},{"speaker":"李委員坤城","start":"2026-07-08T10:36:17.860000+08:00","guessed":false,"end":"2026-07-08T10:36:31.989000+08:00","text":"我的意思是，這件事情是國泰金控內部的問題，比如說投信跟金控申報的問題，還是所有的金融機構跟他們投信之間都有類似的問題？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:36:33.951000+08:00","guessed":false,"end":"2026-07-08T10:36:58.057000+08:00","text":"這個我們要了解，我們看到很多在金融內控制度上都有個問題，就是他們都有規定，可能是執行上面沒有落實，或是執行的方式大家認知有差異，但這個規定不是每家都長一樣，所以這需要去釐清，因為我們對於這種，比如說集團……","quality":0.935},{"speaker":"李委員坤城","start":"2026-07-08T10:36:58.457000+08:00","guessed":false,"end":"2026-07-08T10:37:00.518000+08:00","text":"規定並不是每家都長一樣，你們這個沒有指引嗎？","quality":0.95},{"speaker":"李委員坤城","start":"2026-07-08T10:37:00.518000+08:00","guessed":false,"end":"2026-07-08T10:37:01.318000+08:00","text":"沒有相關的規定嗎？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:37:03.159000+08:00","guessed":false,"end":"2026-07-08T10:37:35.111000+08:00","text":"比如說，我們對於有涉及到個人資料的部分有個資法，還有過去我們很多資料使用的指引，這些是有的，但是對於像集團內取得當事人同意的情況，你怎麼去做個資之間的通報，他們是有個別的規定，我們倒是沒有強制規定這個東西，但是我們基於內控，比如說要求利關人的防免，你當然要有這個機制去做啊！","quality":0.937},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:37:35.731000+08:00","guessed":false,"end":"2026-07-08T10:37:36.652000+08:00","text":"除了自己的通報……","quality":0.714},{"speaker":"李委員坤城","start":"2026-07-08T10:37:38.472000+08:00","guessed":false,"end":"2026-07-08T10:37:45.414000+08:00","text":"我就問，你認為你們目前的規定、指引都沒有問題，是國泰金控內部的問題？","quality":0.833},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:37:45.414000+08:00","guessed":false,"end":"2026-07-08T10:37:56.477000+08:00","text":"不是，可能過去認為這個制度是沒有問題的，但是一件事情發生以後，透過事件我們才能夠去理解，我的意思是比如說……","quality":0.812},{"speaker":"李委員坤城","start":"2026-07-08T10:37:56.757000+08:00","guessed":false,"end":"2026-07-08T10:37:58.258000+08:00","text":"好，未來有要做什麼檢討跟修正嗎？","quality":0.929},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:37:58.738000+08:00","guessed":false,"end":"2026-07-08T10:38:13.323000+08:00","text":"第一個，我們會來檢討，上次委員會也提到，為了避免再發生這個情形，我們是不是要建立多重機制的通報，不要仰賴單線的通報。","quality":0.885},{"speaker":"李委員坤城","start":"2026-07-08T10:38:13.323000+08:00","guessed":true,"end":"2026-07-08T10:38:14.323000+08:00","text":"多重機制是指怎樣的多重機制？","quality":0},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:38:13.323000+08:00","guessed":false,"end":"2026-07-08T10:38:33.299000+08:00","text":"比如說，除了要求當事人要主動申報，還有集團之間假設有申報義務，在符合個資法的情況之下做一個通報，等於是用多重機制去防免漏報或是申報沒有辦法完整的情形。","quality":0.914},{"speaker":"李委員坤城","start":"2026-07-08T10:38:33.679000+08:00","guessed":false,"end":"2026-07-08T10:38:44.146000+08:00","text":"好，再問一下，金檢的部分，你說投信今天結束嘛，整個集團大概兩個禮拜之內會有結果，這個會不會有處罰？","quality":0.86},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:38:46.885000+08:00","guessed":false,"end":"2026-07-08T10:39:05.105000+08:00","text":"當然違反規定就會處罰，其實檢查跟陳述意見書這些都是希望能夠跟受檢單位釐清事實，知道違規的事實是不是雙方所確認，一定要先確認違規的事實，我們才能做處罰嘛。","quality":0.958},{"speaker":"李委員坤城","start":"2026-07-08T10:39:05.786000+08:00","guessed":false,"end":"2026-07-08T10:39:11.569000+08:00","text":"好，再問一下，現在它的損失將近10億，即9.48億，近10億的損失是當事人買單、國泰金控買單，還是全體股東買單？","quality":0.881},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:39:20.387000+08:00","guessed":false,"end":"2026-07-08T10:39:32.515000+08:00","text":"第一個，假設以現在他們所做的通報來看，你跟你的客戶之間是因為你有相關的違失而導致損失，當然……對啊！","quality":0.977},{"speaker":"李委員坤城","start":"2026-07-08T10:39:32.855000+08:00","guessed":false,"end":"2026-07-08T10:39:33.536000+08:00","text":"它的基金補償就4.94億嘛！","quality":0.9},{"speaker":"李委員坤城","start":"2026-07-08T10:39:33.656000+08:00","guessed":false,"end":"2026-07-08T10:39:33.796000+08:00","text":"這已經完成撥付了。對。","quality":0.778},{"speaker":"李委員坤城","start":"2026-07-08T10:39:33.836000+08:00","guessed":false,"end":"2026-07-08T10:39:35.857000+08:00","text":"我是問整體的損失他們會列入財報裡面，即他們有這些損失，最後會不會是由全體的投資人來負擔這個損失？","quality":0.956},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:39:49.787000+08:00","guessed":false,"end":"2026-07-08T10:39:55.355000+08:00","text":"因為它的損失基本上就會反映在收益的減少，那也會反映在……對啊！","quality":0.704},{"speaker":"李委員坤城","start":"2026-07-08T10:39:55.636000+08:00","guessed":false,"end":"2026-07-08T10:39:58.660000+08:00","text":"最後賠的錢也不是國泰金控的錢，是所有投資者的錢啊！","quality":0.913},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:40:00.167000+08:00","guessed":false,"end":"2026-07-08T10:40:04.830000+08:00","text":"這個就是說所有損失要怎麼去認可……","quality":0.933},{"speaker":"李委員坤城","start":"2026-07-08T10:40:05.611000+08:00","guessed":false,"end":"2026-07-08T10:40:06.831000+08:00","text":"你覺得這樣合理嗎？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:40:06.831000+08:00","guessed":false,"end":"2026-07-08T10:40:11.014000+08:00","text":"沒有，這是一般我們假設損害產生應該如何去……","quality":0.947},{"speaker":"李委員坤城","start":"2026-07-08T10:40:12.655000+08:00","guessed":false,"end":"2026-07-08T10:40:13.415000+08:00","text":"現在損害已經產生了啊！","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:40:14.476000+08:00","guessed":false,"end":"2026-07-08T10:40:15.877000+08:00","text":"他也賠了將近10億！","quality":0.857},{"speaker":"李委員坤城","start":"2026-07-08T10:40:15.877000+08:00","guessed":false,"end":"2026-07-08T10:40:23.262000+08:00","text":"我是問這10億，最後如果是由一般的投資者來負擔，這樣公平嗎？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:40:23.262000+08:00","guessed":false,"end":"2026-07-08T10:40:24.383000+08:00","text":"所以要釐清責任啊！","quality":0.875},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:40:24.744000+08:00","guessed":false,"end":"2026-07-08T10:40:26.646000+08:00","text":"是誰導致這個問題……","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:40:27.006000+08:00","guessed":false,"end":"2026-07-08T10:40:28.387000+08:00","text":"現在責任不是已經都滿清楚了嘛？對。","quality":0.667},{"speaker":"李委員坤城","start":"2026-07-08T10:40:28.948000+08:00","guessed":false,"end":"2026-07-08T10:40:36.075000+08:00","text":"就是他們內部申報有問題，去踩到紅線，去買到他擔任獨董的這個基金嘛！","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:40:37.617000+08:00","guessed":false,"end":"2026-07-08T10:40:38.138000+08:00","text":"這個事實滿明顯的啊！","quality":0.778},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:40:39.039000+08:00","guessed":false,"end":"2026-07-08T10:40:47.015000+08:00","text":"對，所以我的意思是說，假設能夠確認違失在哪裡，就由發生違失的單位來負責。","quality":0.781},{"speaker":"李委員坤城","start":"2026-07-08T10:40:47.015000+08:00","guessed":true,"end":"2026-07-08T10:40:48.716000+08:00","text":"那誰啊？是誰？","quality":0},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:40:48.716000+08:00","guessed":false,"end":"2026-07-08T10:40:54.962000+08:00","text":"現在看起來假設是投信的話，就是投信應該要負擔這個責任。","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:40:56.103000+08:00","guessed":false,"end":"2026-07-08T10:40:59.225000+08:00","text":"投信要負擔這個責任，我是說最後會不會變成所有投資者一起來負這個責任？","quality":0.875},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:41:01.656000+08:00","guessed":false,"end":"2026-07-08T10:41:03.558000+08:00","text":"我們把它釐清以後，再跟委員報告，因為這個牽涉到其他……","quality":0.609},{"speaker":"李委員坤城","start":"2026-07-08T10:41:04.838000+08:00","guessed":false,"end":"2026-07-08T10:41:06.419000+08:00","text":"我是說不要發生這種事情啦！","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:41:06.559000+08:00","guessed":false,"end":"2026-07-08T10:41:07.820000+08:00","text":"有沒有辦法避免發生這種事情？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:41:08.280000+08:00","guessed":false,"end":"2026-07-08T10:41:08.401000+08:00","text":"當然啦！","quality":1},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:41:09.061000+08:00","guessed":false,"end":"2026-07-08T10:41:16.386000+08:00","text":"我想任何一件這種利關人導致去調整產生的損失，我們都要非常非常注意，這個不能夠再發生。","quality":0.744},{"speaker":"李委員坤城","start":"2026-07-08T10:41:17.486000+08:00","guessed":false,"end":"2026-07-08T10:41:26.792000+08:00","text":"我的要求就是不應該把公司內部的事情外部化，賠了9.48億，結果最後是由所有投資者來負擔啊！","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:41:26.812000+08:00","guessed":false,"end":"2026-07-08T10:41:27.272000+08:00","text":"我覺得不應該是這樣子啊！","quality":0.909},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:41:27.272000+08:00","guessed":true,"end":"2026-07-08T10:41:30.739000+08:00","text":"對，這我覺得……","quality":0},{"speaker":"李委員坤城","start":"2026-07-08T10:41:30.739000+08:00","guessed":false,"end":"2026-07-08T10:41:31.941000+08:00","text":"所以這個應該要避免啊！","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:41:33.304000+08:00","guessed":false,"end":"2026-07-08T10:41:35.006000+08:00","text":"金管會能不能避免這件事情發生？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:41:36.088000+08:00","guessed":false,"end":"2026-07-08T10:41:39.774000+08:00","text":"當然我們對這部分都會來想想看如何避免這件事情發生，我只是說……","quality":0.643},{"speaker":"李委員坤城","start":"2026-07-08T10:41:39.814000+08:00","guessed":false,"end":"2026-07-08T10:41:40.295000+08:00","text":"也不應該發生嘛！","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:41:40.355000+08:00","guessed":false,"end":"2026-07-08T10:41:41.096000+08:00","text":"我覺得這樣不合理啊，你覺得這樣合理嗎？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:41:45.673000+08:00","guessed":false,"end":"2026-07-08T10:41:48.816000+08:00","text":"當然有很多合不合理的問題，我們還是都要回歸到法的層面……","quality":0.84},{"speaker":"李委員坤城","start":"2026-07-08T10:41:49.236000+08:00","guessed":false,"end":"2026-07-08T10:41:49.356000+08:00","text":"這當然啊！","quality":0.75},{"speaker":"李委員坤城","start":"2026-07-08T10:41:50.337000+08:00","guessed":false,"end":"2026-07-08T10:41:55.401000+08:00","text":"如果違規了要全部的人負擔，就不合理嘛，對不對？對啊！","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:41:56.482000+08:00","guessed":false,"end":"2026-07-08T10:42:09.873000+08:00","text":"剩下一點點時間，我上禮拜有質詢過，我還特別找了金管會同仁一起過來談，針對零股開盤的時間，我剛剛看國文委員也有問，因為你們來的人都沒辦法承諾，他給我的資料是說在116年7月才能完成調整零股開盤的時間，可以從9點10分提早到9點。","quality":0.866},{"speaker":"李委員坤城","start":"2026-07-08T10:42:10.553000+08:00","guessed":false,"end":"2026-07-08T10:42:38.657000+08:00","text":"但我剛剛聽林董講的，確定是今年底零股就可以跟我們大盤一起就對了，都是9點開始？","quality":0.857},{"speaker":"林董事長修銘","start":"2026-07-08T10:42:39.398000+08:00","guessed":false,"end":"2026-07-08T10:42:40.778000+08:00","text":"報告委員，是的。對啊！","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:42:41.699000+08:00","guessed":false,"end":"2026-07-08T10:42:50.565000+08:00","text":"還是要你們來講才有用，我找金管會同仁來都不敢做決定，還要做問卷，預計到明年的7月才能完成。","quality":0.9},{"speaker":"李委員坤城","start":"2026-07-08T10:42:51.225000+08:00","guessed":false,"end":"2026-07-08T10:42:56.730000+08:00","text":"現在還有一個，零股買賣撮合的時間現在是5秒。","quality":0.947},{"speaker":"林董事長修銘","start":"2026-07-08T10:42:58.712000+08:00","guessed":false,"end":"2026-07-08T10:43:00.474000+08:00","text":"5秒，現在會縮成1秒。","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:43:00.474000+08:00","guessed":false,"end":"2026-07-08T10:43:01.815000+08:00","text":"縮成1秒？對！","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:43:01.815000+08:00","guessed":false,"end":"2026-07-08T10:43:03.237000+08:00","text":"何時會縮成1秒？","quality":1},{"speaker":"林董事長修銘","start":"2026-07-08T10:43:03.237000+08:00","guessed":false,"end":"2026-07-08T10:43:03.657000+08:00","text":"今年年底。","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:43:04.098000+08:00","guessed":false,"end":"2026-07-08T10:43:05.839000+08:00","text":"也是今年年底？對！","quality":1},{"speaker":"林董事長修銘","start":"2026-07-08T10:43:05.839000+08:00","guessed":true,"end":"2026-07-08T10:43:06.839000+08:00","text":"這兩個會……對啊！","quality":0.167},{"speaker":"李委員坤城","start":"2026-07-08T10:43:06.240000+08:00","guessed":false,"end":"2026-07-08T10:43:06.920000+08:00","text":"這問你們就比較快啦！","quality":0.889},{"speaker":"李委員坤城","start":"2026-07-08T10:43:08.202000+08:00","guessed":false,"end":"2026-07-08T10:43:09.943000+08:00","text":"問你們的同仁都不敢做決定。","quality":0.917},{"speaker":"李委員坤城","start":"2026-07-08T10:43:10.104000+08:00","guessed":false,"end":"2026-07-08T10:43:10.504000+08:00","text":"來、來，林總、林總……","quality":0.667},{"speaker":"林董事長修銘","start":"2026-07-08T10:43:10.904000+08:00","guessed":false,"end":"2026-07-08T10:43:11.185000+08:00","text":"5秒縮成1秒，對不起！","quality":0.714},{"speaker":"林董事長修銘","start":"2026-07-08T10:43:11.285000+08:00","guessed":false,"end":"2026-07-08T10:43:11.305000+08:00","text":"我說錯了。","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:43:11.545000+08:00","guessed":false,"end":"2026-07-08T10:43:11.685000+08:00","text":"你說錯了？","quality":1},{"speaker":"林董事長修銘","start":"2026-07-08T10:43:16.413000+08:00","guessed":false,"end":"2026-07-08T10:43:17.374000+08:00","text":"這部分是明年7月啦！","quality":0.75},{"speaker":"李委員坤城","start":"2026-07-08T10:43:18.355000+08:00","guessed":false,"end":"2026-07-08T10:43:18.875000+08:00","text":"又到明年7月？對、對！","quality":0.571},{"speaker":"李委員坤城","start":"2026-07-08T10:43:19.356000+08:00","guessed":false,"end":"2026-07-08T10:43:19.836000+08:00","text":"這太久了吧！","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:43:20.797000+08:00","guessed":false,"end":"2026-07-08T10:43:21.498000+08:00","text":"為什麼要到明年7月？","quality":1},{"speaker":"林董事長修銘","start":"2026-07-08T10:43:21.758000+08:00","guessed":false,"end":"2026-07-08T10:43:27.443000+08:00","text":"因為這個部分來講，是券商系統的問題。","quality":0.938},{"speaker":"李委員坤城","start":"2026-07-08T10:43:27.443000+08:00","guessed":true,"end":"2026-07-08T10:43:28.443000+08:00","text":"券商系統？","quality":0},{"speaker":"林董事長修銘","start":"2026-07-08T10:43:27.443000+08:00","guessed":false,"end":"2026-07-08T10:43:32.487000+08:00","text":"因為我們必須要配合整個證券商改系統。","quality":0.882},{"speaker":"李委員坤城","start":"2026-07-08T10:43:32.847000+08:00","guessed":false,"end":"2026-07-08T10:43:34.509000+08:00","text":"我當然知道改系統需要時間。對、對！","quality":0.714},{"speaker":"李委員坤城","start":"2026-07-08T10:43:35.489000+08:00","guessed":false,"end":"2026-07-08T10:43:36.971000+08:00","text":"明年7月時間太久了啦！","quality":0.889},{"speaker":"李委員坤城","start":"2026-07-08T10:43:37.671000+08:00","guessed":false,"end":"2026-07-08T10:43:40.674000+08:00","text":"現在零股交易這麼熱絡，你還要改到明年7月，時間能不能縮短？","quality":0.88},{"speaker":"李委員坤城","start":"2026-07-08T10:43:41.815000+08:00","guessed":false,"end":"2026-07-08T10:43:43.116000+08:00","text":"這逼一逼就會縮短了啊！","quality":0.9},{"speaker":"李委員坤城","start":"2026-07-08T10:43:46.289000+08:00","guessed":false,"end":"2026-07-08T10:43:46.910000+08:00","text":"時間能不能縮短？","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:43:48.110000+08:00","guessed":false,"end":"2026-07-08T10:43:48.270000+08:00","text":"提早啦！","quality":0.667},{"speaker":"林董事長修銘","start":"2026-07-08T10:43:50.831000+08:00","guessed":false,"end":"2026-07-08T10:44:00.035000+08:00","text":"報告委員，我們跟證券商現在是以系統穩定為主的考量，他們是希望這樣，是不是容我們再跟他們商量一下？","quality":0.841},{"speaker":"林董事長修銘","start":"2026-07-08T10:44:00.255000+08:00","guessed":false,"end":"2026-07-08T10:44:05.278000+08:00","text":"我覺得一個制度實施本身的穩定是非常重要的。","quality":0.95},{"speaker":"李委員坤城","start":"2026-07-08T10:44:07.358000+08:00","guessed":false,"end":"2026-07-08T10:44:09.159000+08:00","text":"我知道，董事長，你期待大概多快可以完成？","quality":0.647},{"speaker":"林董事長修銘","start":"2026-07-08T10:44:10.140000+08:00","guessed":false,"end":"2026-07-08T10:44:11.060000+08:00","text":"這是不是容我們商量？","quality":0.778},{"speaker":"林董事長修銘","start":"2026-07-08T10:44:11.060000+08:00","guessed":false,"end":"2026-07-08T10:44:12.381000+08:00","text":"因為我們還是要跟證券商談啦！","quality":1},{"speaker":"林董事長修銘","start":"2026-07-08T10:44:13.381000+08:00","guessed":false,"end":"2026-07-08T10:44:19.889000+08:00","text":"因為IT的部分，7月真的是跟證券商……不是我主觀的期待而已。","quality":0.8},{"speaker":"李委員坤城","start":"2026-07-08T10:44:20.190000+08:00","guessed":false,"end":"2026-07-08T10:44:21.231000+08:00","text":"好，我問你有沒有提早的可能性？","quality":0.846},{"speaker":"林董事長修銘","start":"2026-07-08T10:44:22.012000+08:00","guessed":false,"end":"2026-07-08T10:44:23.934000+08:00","text":"那個還是要問一下證券商。","quality":1},{"speaker":"李委員坤城","start":"2026-07-08T10:44:23.934000+08:00","guessed":true,"end":"2026-07-08T10:44:24.934000+08:00","text":"還是要問一下證券商。","quality":0},{"speaker":"林董事長修銘","start":"2026-07-08T10:44:24.795000+08:00","guessed":false,"end":"2026-07-08T10:44:26.317000+08:00","text":"因為這真的不是交易所能夠直接決定的。好啦！","quality":0.526},{"speaker":"李委員坤城","start":"2026-07-08T10:44:26.317000+08:00","guessed":false,"end":"2026-07-08T10:44:26.417000+08:00","text":"儘快啦！","quality":0.667},{"speaker":"李委員坤城","start":"2026-07-08T10:44:26.738000+08:00","guessed":false,"end":"2026-07-08T10:44:27.318000+08:00","text":"這逼一逼時間就會縮短了，謝謝。","quality":0.769},{"speaker":"林董事長修銘","start":"2026-07-08T10:44:27.318000+08:00","guessed":true,"end":"2026-07-08T10:44:28.318000+08:00","text":"好，謝謝。","quality":0},{"speaker":"彭主任委員金隆","start":"2026-07-08T10:44:27.318000+08:00","guessed":false,"end":"2026-07-08T10:44:27.338000+08:00","text":"謝謝委員。","quality":1},{"speaker":"主席（陳委員玉珍代）","start":"2026-07-08T10:44:27.838000+08:00","guessed":true,"end":"2026-07-08T10:44:29.838000+08:00","text":"謝謝李坤城委員。","quality":0.286},{"speaker":"主席（陳委員玉珍代）","start":"2026-07-08T10:44:30.138000+08:00","guessed":true,"end":"2026-07-08T10:44:32.995143+08:00","text":"接著我們請顏寬恒委員。","quality":0}]},"gazette":{"lineno":654,"blocks":[["李委員坤城：（10時33分）謝謝主席，請彭主委。"],["主席：請彭主委。"],["彭主任委員金隆：委員早。"],["李委員坤城：主委好。大家都很關心國泰投信這件事情，你們現在已經開始對不只國泰投信，而是整個國泰金控集團進行金檢，之前賴局長有說金檢到今天結束，現在還在金檢當中，還是會繼續再延長？"],["彭主任委員金隆：待會請局長說明，我們對國泰投信金檢預計是到7月8日，也就是今天，待會可以請局長說明，上週我們是針對利關人通報的部分，因為它跟整個集團有關……"],["李委員坤城：稍微大聲一點！"],["彭主任委員金隆：因為是針對利關人通報的問題，那是跟集團子公司有關，我們是派檢查局去了解，請局長來做說明。"],["李委員坤城：我想要了解的是：第一個，金檢的時間是到今天，還是會繼續延長？第二個，本來只有國泰投信，為什麼後來連國泰金控整個集團都要金檢，是還有發現其他的問題嗎？包含證券、壽險、人壽都被金檢了，是有發現其他的問題，所以擴大金檢的範圍嗎？"],["賴局長欣國：第一點，先跟委員報告，關於投信的部分是在今天會結束。"],["李委員坤城：今天結束？"],["賴局長欣國：對，今天下午才會結束。"],["李委員坤城：好，這是投信的部分，可是你們不只有針對投信，對不對？"],["賴局長欣國：我們後來又再針對金控跟其他的子公司再做了解，了解它利害關係人資料通報與資料控管的部分，所以我們再去釐清相關的問題。"],["李委員坤城：局長，等一下回答可以再大聲一點，因為聽不太清楚。"],["賴局長欣國：好，是。"],["李委員坤城：那是什麼樣的原因，讓金檢的範圍升級了？是主委要回答，還是局長要回答？"],["彭主任委員金隆：其實主要是這樣，因為大家關切的是他們在集團內，比如說，他們內部有沒有建立一個彼此互相通報的機制，這些內控機制在其他子公司是怎麼運作的，所以我們就請他們到各個子公司了解彼此是怎麼運作，這是單獨一家公司的問題，還是整個集團有一致的規定，還是個別不同的規定，去了解實際狀況，來輔助國泰投信釐清這件事情的主要內容。"],["李委員坤城：所以整件事情兩個禮拜之後會有結果？，因為我剛剛聽到其他委員有在問。"],["彭主任委員金隆：因為剛剛講我們的檢查報告是不會對外公布，但是我們最後對外裁處的這些內容、細節會對外做說明，所以看我們的裁處說明書上面會對裡面的一些違規情節做說明。"],["李委員坤城：對！"],["彭主任委員金隆：但我們的檢查報告在過去是沒有公布的，剛剛是講我們對於檢查的情形可以對外說明。"],["李委員坤城：我的意思是，這件事情是國泰金控內部的問題，比如說投信跟金控申報的問題，還是所有的金融機構跟他們投信之間都有類似的問題？"],["彭主任委員金隆：這個我們要了解，我們看到很多在金融內控制度上都有個問題，就是他們都有規定，可能是執行上面沒有落實，或是執行的方式大家認知有差異，但這個規定不是每家都長一樣，所以這需要去釐清，因為我們對於這種，比如說集團……"],["李委員坤城：規定並不是每家都長一樣，你們這個沒有指引嗎？沒有相關的規定嗎？"],["彭主任委員金隆：比如說，我們對於有涉及到個人資料的部分有個資法，還有過去我們很多資料使用的指引，這些是有的，但是對於像集團內取得當事人同意的情況，你怎麼去做個資之間的通報，他們是有個別的規定，我們倒是沒有強制規定這個東西，但是我們基於內控，比如說要求利關人的防免，你當然要有這個機制去做啊！除了自己的通報……"],["李委員坤城：我就問，你認為你們目前的規定、指引都沒有問題，是國泰金控內部的問題？"],["彭主任委員金隆：不是，可能過去認為這個制度是沒有問題的，但是一件事情發生以後，透過事件我們才能夠去理解，我的意思是比如說……"],["李委員坤城：好，未來有要做什麼檢討跟修正嗎？"],["彭主任委員金隆：第一個，我們會來檢討，上次委員會也提到，為了避免再發生這個情形，我們是不是要建立多重機制的通報，不要仰賴單線的通報。"],["李委員坤城：多重機制是指怎樣的多重機制？"],["彭主任委員金隆：比如說，除了要求當事人要主動申報，還有集團之間假設有申報義務，在符合個資法的情況之下做一個通報，等於是用多重機制去防免漏報或是申報沒有辦法完整的情形。"],["李委員坤城：好，再問一下，金檢的部分，你說投信今天結束嘛，整個集團大概兩個禮拜之內會有結果，這個會不會有處罰？"],["彭主任委員金隆：當然違反規定就會處罰，其實檢查跟陳述意見書這些都是希望能夠跟受檢單位釐清事實，知道違規的事實是不是雙方所確認，一定要先確認違規的事實，我們才能做處罰嘛。"],["李委員坤城：好，再問一下，現在它的損失將近10億，即9.48億，近10億的損失是當事人買單、國泰金控買單，還是全體股東買單？"],["彭主任委員金隆：第一個，假設以現在他們所做的通報來看，你跟你的客戶之間是因為你有相關的違失而導致損失，當然……"],["李委員坤城：對啊！它的基金補償就4.94億嘛！這已經完成撥付了。"],["彭主任委員金隆：對。"],["李委員坤城：我是問整體的損失他們會列入財報裡面，即他們有這些損失，最後會不會是由全體的投資人來負擔這個損失？"],["彭主任委員金隆：因為它的損失基本上就會反映在收益的減少，那也會反映在……"],["李委員坤城：對啊！最後賠的錢也不是國泰金控的錢，是所有投資者的錢啊！"],["彭主任委員金隆：這個就是說所有損失要怎麼去認可……"],["李委員坤城：你覺得這樣合理嗎？"],["彭主任委員金隆：沒有，這是一般我們假設損害產生應該如何去……"],["李委員坤城：現在損害已經產生了啊！他也賠了將近10億！我是問這10億，最後如果是由一般的投資者來負擔，這樣公平嗎？"],["彭主任委員金隆：所以要釐清責任啊！是誰導致這個問題……"],["李委員坤城：現在責任不是已經都滿清楚了嘛？"],["彭主任委員金隆：對。"],["李委員坤城：就是他們內部申報有問題，去踩到紅線，去買到他擔任獨董的這個基金嘛！這個事實滿明顯的啊！"],["彭主任委員金隆：對，所以我的意思是說，假設能夠確認違失在哪裡，就由發生違失的單位來負責。"],["李委員坤城：那誰啊？是誰？"],["彭主任委員金隆：現在看起來假設是投信的話，就是投信應該要負擔這個責任。"],["李委員坤城：投信要負擔這個責任，我是說最後會不會變成所有投資者一起來負這個責任？"],["彭主任委員金隆：我們把它釐清以後，再跟委員報告，因為這個牽涉到其他……"],["李委員坤城：我是說不要發生這種事情啦！有沒有辦法避免發生這種事情？"],["彭主任委員金隆：當然啦！我想任何一件這種利關人導致去調整產生的損失，我們都要非常非常注意，這個不能夠再發生。"],["李委員坤城：我的要求就是不應該把公司內部的事情外部化，賠了9.48億，結果最後是由所有投資者來負擔啊！我覺得不應該是這樣子啊！"],["彭主任委員金隆：對，這我覺得……"],["李委員坤城：所以這個應該要避免啊！金管會能不能避免這件事情發生？"],["彭主任委員金隆：當然我們對這部分都會來想想看如何避免這件事情發生，我只是說……"],["李委員坤城：也不應該發生嘛！我覺得這樣不合理啊，你覺得這樣合理嗎？"],["彭主任委員金隆：當然有很多合不合理的問題，我們還是都要回歸到法的層面……"],["李委員坤城：這當然啊！如果違規了要全部的人負擔，就不合理嘛，對不對？對啊！","剩下一點點時間，我上禮拜有質詢過，我還特別找了金管會同仁一起過來談，針對零股開盤的時間，我剛剛看國文委員也有問，因為你們來的人都沒辦法承諾，他給我的資料是說在116年7月才能完成調整零股開盤的時間，可以從9點10分提早到9點。但我剛剛聽林董講的，確定是今年底零股就可以跟我們大盤一起就對了，都是9點開始？"],["林董事長修銘：報告委員，是的。"],["李委員坤城：對啊！還是要你們來講才有用，我找金管會同仁來都不敢做決定，還要做問卷，預計到明年的7月才能完成。現在還有一個，零股買賣撮合的時間現在是5秒。"],["林董事長修銘：5秒，現在會縮成1秒。"],["李委員坤城：縮成1秒？"],["林董事長修銘：對！"],["李委員坤城：何時會縮成1秒？"],["林董事長修銘：今年年底。"],["李委員坤城：也是今年年底？"],["林董事長修銘：對！這兩個會……"],["李委員坤城：對啊！這問你們就比較快啦！問你們的同仁都不敢做決定。來、來，林總、林總……"],["林董事長修銘：5秒縮成1秒，對不起！我說錯了。"],["李委員坤城：你說錯了？"],["林董事長修銘：這部分是明年7月啦！"],["李委員坤城：又到明年7月？"],["林董事長修銘：對、對！"],["李委員坤城：這太久了吧！為什麼要到明年7月？"],["林董事長修銘：因為這個部分來講，是券商系統的問題。"],["李委員坤城：券商系統？"],["林董事長修銘：因為我們必須要配合整個證券商改系統。"],["李委員坤城：我當然知道改系統需要時間。"],["林董事長修銘：對、對！"],["李委員坤城：明年7月時間太久了啦！現在零股交易這麼熱絡，你還要改到明年7月，時間能不能縮短？這逼一逼就會縮短了啊！時間能不能縮短？提早啦！"],["林董事長修銘：報告委員，我們跟證券商現在是以系統穩定為主的考量，他們是希望這樣，是不是容我們再跟他們商量一下？我覺得一個制度實施本身的穩定是非常重要的。"],["李委員坤城：我知道，董事長，你期待大概多快可以完成？"],["林董事長修銘：這是不是容我們商量？因為我們還是要跟證券商談啦！因為IT的部分，7月真的是跟證券商……不是我主觀的期待而已。"],["李委員坤城：好，我問你有沒有提早的可能性？"],["林董事長修銘：那個還是要問一下證券商。"],["李委員坤城：還是要問一下證券商。"],["林董事長修銘：因為這真的不是交易所能夠直接決定的。"],["李委員坤城：好啦！儘快啦！這逼一逼時間就會縮短了，謝謝。"],["林董事長修銘：好，謝謝。"],["彭主任委員金隆：謝謝委員。"],["主席（陳委員玉珍代）：謝謝李坤城委員。","接著我們請顏寬恒委員。"]],"agenda":{"page_end":526,"meet_id":"委員會-11-5-20-21","speakers":["李彥秀","林德福","吳秉叡","賴士葆","郭國文","林岱樺","劉書彬","李坤城","顏寬恒","賴惠員","陳玉珍","王世堅","鍾佳濱","楊瓊瓔","王鴻薇","林思銘","羅明才"],"page_start":471,"meetingDate":["2026-07-08"],"gazette_id":"1156102","agenda_lcidc_ids":["1156102_00003"],"meet_name":"立法院第11屆第5會期財政委員會第21次全體委員會議紀錄","content":"一、審查中華民國115年度中央政府總預算案附屬單位預算營業部分，有關財政部主管臺灣土地\n銀行股份有限公司、財政部印刷廠、臺灣菸酒股份有限公司（詢答）；二、審查中華民國115年\n度中央政府總預算案附屬單位預算營業部分，有關金融監督管理委員會主管中央存款保險股份有\n限公司（詢答）；三、審查中華民國115年度中央政府總預算案附屬單位預算非營業部分，有關\n金融監督管理委員會主管：（詢答）(一)特別收入基金─金融監督管理基金、(二)信託基金─保\n險業務發展基金","agenda_id":"1156102_00002"}}},"supported_relations":[],"relations":[]}