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天來講比如說他今天是個人可能跟公司之間有一些可能債務的問題債權債務關係那但是因為他在公司這邊又有一個保單權利的主張比如他這個他有解約金可以領公司可不可以直接從他的解約金救援就把它"},{"start":144.9,"end":169.719,"text":"或是說等他取得以後再去查扣這是這樣一個問題這裡面的話就是實務上的話我不知道你們在實務上有沒有做過這樣一個處理我們依法論法呢現在現金價值的部分的話應該解約金應該是沒有法律上是沒有做一個比較優先順位的保障但是說實務上怎麼做我可不可以請他們"},{"start":173.272,"end":199.073,"text":"這個我提示一下 這個保險法我們去年有修一百二十三支一條這個有一個保護是某一個範圍內這是去年在這邊修的主委也在嘛 要記得嘛我們剛才在爭論說離島地區跟這個城區市都會區這個保單的這個最低生活額大概是多少那如果以台北市來講的話他的這個最低生活的這個"},{"start":201.154,"end":208.484,"text":"這個最低的應該保障的是六個月的生活的這個生活費的最低生活費的乘以1.5倍吧那在這個情況下怎麼處理呢就是如果有這樣的case"},{"start":217.845,"end":240.499,"text":"這個是強制執行的一個案件還沒到強制執行保護跟這個保護跟這個保險公司都還在訴訟當中還沒有確定誰是誰非的情況下保險公司是否有權利針對這個保護他的這個剛剛我們這個監管會所說的這個現金價值先進行做比如說他認為說有抵銷的動作要先進行做抵銷或不發給這個這些剩餘的這些現金價值呢"},{"start":247.375,"end":263.236,"text":"報告委員你這個個案我不是講個案如果有這種情形呢是這種情形的話這已經進入司法程序進入司法那那個強制執行也是司法院法院的一個職權沒有還沒有司法還沒有這個呢後續還是要講我要知道說"},{"start":263.917,"end":293.073,"text":"在我們的這個體制裡頭保險體制裡頭保險公司跟這個這個保護之間他的之間的比如說如果這個保護不要說是溢發什麼錢保護對這個相關的有債權障礙在這個情況下有沒有一個一定的標準呢對 我想說假設剛才委員也很清楚假設已經進入強制執行程序沒有 還沒有進入強制執行程序如果還在前面還在司法訴訟也沒有誰是誰非也不知道的情況下也不知道這個是不是這些溢發的錢是有還是沒有或這個都還不能確定一下"},{"start":293.773,"end":319.747,"text":"這個保險公司身為一個巨獸是不是有有權利先行把這個錢留下來或者說可能是在某個階段比如說根據我們的123條之一123條之一的這個法律就是有一定的生活費的保障然後後面的可以扣或者是什麼情形因為我們當初修法大家都還有記得嘛就是說最低生活保障也是為了保障那保險公司有沒有這個權利全部扣或是部分扣或是怎麼樣呢"},{"start":321.028,"end":337.421,"text":"對 我想跟委員那個說明一下就是說我先簡單講一下就是說前面假設已經是按照吻合剛剛我們強制執行那個沒有 還沒有強制執行不是 我就說如果這個的話我們保險法 疾病有強制執行好了就我們這個法有明定了這本來就一定額度之內一定要留下 白話 對"},{"start":339.042,"end":359.629,"text":"自己說沒有進入到那個狀況的話確實我剛才跟委員回答保險法是沒有他就回到民法你的債權債務的問題去處理這個我的意思是說在這種案子裡頭不管是個案或是通案裡頭業者是不是因為他是用抵銷還沒有講他用抵銷的字眼是不是有這樣的權利我給你看一個內政部"},{"start":363.615,"end":380.831,"text":"法院的這個判決內湖檢疫庭有相關的禁止抵銷的法理支撐這個禁止抵銷的法理支撐即便已經判決確定還是必須不允許債權人主張抵銷那這個重點不在這個個案而是在這個處理過程"},{"start":382.332,"end":398.6,"text":"我知道民眾有跟這個消費者等於是保護有跟金管會保險局求助那求助的情況下是怎麼樣的保險局沒有做任何的實質調查就請業者查名妥付請業者查業者就是"},{"start":399.5,"end":417.467,"text":"叫業者自己查 業者查就說沒有問題那這樣子 請問這個消費者保護跟今晚會澄清或跟保險局澄清有什麼意義因為跟我們最近的郵輪事件有點相似啊"},{"start":419.847,"end":436.277,"text":"因為今天我也跟局長簡單問一下他說這個個案他不清楚我想我回去再去了解一下這個狀況因為在這邊因為很多狀況不明我也很難再直接做回答不是說針對個案來質詢這個事情這個案子事實上我覺得可能會變成一個普遍的情形我們在處理相關民眾陳情案的時候常常就是發文說要讓業者執行業者如果說沒有的時候有時候"},{"start":446.632,"end":449.983,"text":"業者是強權嘛那老百姓是弱勢嘛這會進入這種"},{"start":453.433,"end":457.714,"text":"我們在處理這個民眾的陳情或檢舉案的時候到底是怎麼樣一個態度我想我會來再去了解那就是說其實我們整個的程序通常是他們會說請他應該是"},{"start":477.731,"end":500.474,"text":"就是查民進富嘛然後他會付本會給我們付本給你們以後你們就也沒有下文啊你們也應該做一點判斷啊他們會去看它是不合理性我是怕說很多信老百姓的成因最後都會變成讓人家覺得說政府就是官樣文章當然最後他還是會來找民意代表啦只是說這樣子政府的公信力就會被質疑嘛"},{"start":501.115,"end":529.956,"text":"所以我想大家關心就是說其實剛剛委員我只想跟委員澄清說他回文的副本我們的同仁不會不看這一定會看那再來就是說除了這一部分我們還有其他很多的消保機制不過我們這邊這邊就要來強化假設是真的有委員關心的事情我們覺得我們就該改善我們就要來改善就是說其實上這個案子每個案子都有它很不一樣的地方但是我覺得同仁在看到這個回文一定要去好好檢視啦"},{"start":530.999,"end":531.14,"text":"我們請莊部長謝謝"},{"start":538.817,"end":560.193,"text":"副長 本席在之前應該一兩個月前有跟貴部質詢就是有關國營事業 不管是國營事業或者是公股銀行就是我們有關股的相關的這些金融機構有關的待遇的問題請問這個 您還記得我質詢的內容嗎"},{"start":564.5,"end":564.54,"text":"郭文貴議員"},{"start":595.34,"end":611.186,"text":"我們已經提報到行政院去總共有五項那其中有關生育的補助已經或回復就是都是十萬塊如果不足十萬這個生育補助是全國的這個跟你有沒有關係別的呢就基本待遇呢"},{"start":611.906,"end":632.342,"text":"基本待遇的部分因為受到有關國營失業法等等相關法令的限制在這個部分的待遇部分呢其實在金融機構的部分我們已經讓他跟公務員的調薪做脫鉤就是說對於所按照他的績效來做調薪那每兩年會調薪一次 對"},{"start":633.183,"end":638.166,"text":"國營事業的部分呢?金融事業那事業機構的部分呢?金融機構你回答我關心這個議題是因為我在想我們金九公司是不是跟你們財政部的相關的國營事業TTL這些也是有相關的"},{"start":657.876,"end":664.878,"text":"相關的這個掛鉤啦還是說我們事實上請國庫署回答是不是金九公司是現營事業跟國營事業可以不用不用掛鉤啦或者是我們金九公司只要按照我們金門縣自己決定然後金門縣會同意金九公司不是國營事業我知道我當然知道他是現營事業啊那這個部分是必須比照國營事業的做法嗎我問的問題事實上就在這裡啊"},{"start":687.608,"end":691.976,"text":"不用是不是他是現營師所以只要金門縣議會金門縣政府編列預算金門縣議會通過這樣就可以了是嗎因為他是屬於現營師是這樣子嗎你給我一個答案"},{"start":701.284,"end":702.325,"text":"財政部沒有管到"}],"gazette":[{"speaker":"陳委員玉珍","start":"2026-07-08T11:07:22.732000+08:00","guessed":false,"end":"2026-07-08T11:07:25.833000+08:00","text":"謝謝主席，我們有請金管會。","quality":1},{"speaker":"主席","start":"2026-07-08T11:07:25.833000+08:00","guessed":false,"end":"2026-07-08T11:07:26.213000+08:00","text":"請彭主委。","quality":1},{"speaker":"陳委員玉珍","start":"2026-07-08T11:07:26.673000+08:00","guessed":false,"end":"2026-07-08T11:07:32.395000+08:00","text":"保險局……保險的業務，我看詢問主委就可以了……","quality":0.889},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:07:32.475000+08:00","guessed":false,"end":"2026-07-08T11:07:33.015000+08:00","text":"沒有、沒有。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:07:34.516000+08:00","guessed":false,"end":"2026-07-08T11:07:34.516000+08:00","text":"委員好。","quality":0.333},{"speaker":"陳委員玉珍","start":"2026-07-08T11:07:35.827000+08:00","guessed":false,"end":"2026-07-08T11:07:36.828000+08:00","text":"主委是保險的專家。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:07:36.828000+08:00","guessed":true,"end":"2026-07-08T11:07:37.929000+08:00","text":"沒有、沒有。","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:07:37.929000+08:00","guessed":false,"end":"2026-07-08T11:07:43.834000+08:00","text":"想請教保戶跟保險公司相關的權利跟義務。","quality":0.944},{"speaker":"陳委員玉珍","start":"2026-07-08T11:07:43.834000+08:00","guessed":false,"end":"2026-07-08T11:07:53.563000+08:00","text":"如果有一家保險公司，因為他的內部資訊系統出錯，且缺乏長期稽核，導致持續溢發業務員服務報酬，他們內控失靈。","quality":0.915},{"speaker":"陳委員玉珍","start":"2026-07-08T11:07:54.043000+08:00","guessed":false,"end":"2026-07-08T11:08:23.893000+08:00","text":"他後來去跟業務員要這些溢發薪資的時候，業務員本身當然也是公司的保戶，比如離職了，也是公司的保戶，假設他針對這些保單解約，解約的時候是不是會有一定的……這些保單的剩餘價值嘛？","quality":0.91},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:08:24.434000+08:00","guessed":false,"end":"2026-07-08T11:08:24.854000+08:00","text":"現金價值。","quality":1},{"speaker":"陳委員玉珍","start":"2026-07-08T11:08:25.194000+08:00","guessed":false,"end":"2026-07-08T11:08:26.095000+08:00","text":"現金價值，好。","quality":1},{"speaker":"陳委員玉珍","start":"2026-07-08T11:08:26.895000+08:00","guessed":false,"end":"2026-07-08T11:08:40.930000+08:00","text":"在這個時候，您覺得這個保險公司依法有沒有權利扣住這些所謂現金價值的東西，然後……這中間當然還在訴訟。對。","quality":0.935},{"speaker":"陳委員玉珍","start":"2026-07-08T11:08:43.232000+08:00","guessed":false,"end":"2026-07-08T11:08:55.820000+08:00","text":"保險公司跟業務員之間進行訴訟，那保險公司有沒有權利扣住應該給付的這些叫做解約金、現金價值，然後做抵銷的行為？","quality":0.9},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:08:57.201000+08:00","guessed":false,"end":"2026-07-08T11:09:00.102000+08:00","text":"我想委員問的是非常非常技術上的一個……","quality":0.588},{"speaker":"陳委員玉珍","start":"2026-07-08T11:09:00.282000+08:00","guessed":false,"end":"2026-07-08T11:09:01.842000+08:00","text":"法律上的問題。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:09:03.503000+08:00","guessed":false,"end":"2026-07-08T11:09:06.604000+08:00","text":"對，像我們對於保險金的部分，是有法律上的明文。對。","quality":0.905},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:09:08.485000+08:00","guessed":false,"end":"2026-07-08T11:09:13.467000+08:00","text":"還有就是客戶在公司裡面的債權優於一般的債權，是有這個規定。OK。","quality":0.931},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:09:16.728000+08:00","guessed":false,"end":"2026-07-08T11:09:19.810000+08:00","text":"就是保護的債權優於一般的，是有這樣的規定。","quality":0.526},{"speaker":"陳委員玉珍","start":"2026-07-08T11:09:19.810000+08:00","guessed":true,"end":"2026-07-08T11:09:21.951000+08:00","text":"優於一般債權。對。","quality":0.286},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:09:21.951000+08:00","guessed":false,"end":"2026-07-08T11:09:28.314000+08:00","text":"比如他個人跟公司之間可能有一些債務的問題……","quality":0.9},{"speaker":"陳委員玉珍","start":"2026-07-08T11:09:28.314000+08:00","guessed":false,"end":"2026-07-08T11:09:28.314000+08:00","text":"債權、債務關係。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:09:28.434000+08:00","guessed":false,"end":"2026-07-08T11:09:44.103000+08:00","text":"對，但是因為他在公司這邊又有一個保單權利的主張，比如他有解約金可以領，公司可不可以直接從他的解約金就源把它扣繳，或者等他取得以後再去查扣，是這樣的一個問題。","quality":0.917},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:09:44.103000+08:00","guessed":false,"end":"2026-07-08T11:09:49.527000+08:00","text":"這裡面實務上的話，我不知道在實務上保險局有沒有做過這樣的處理？","quality":0.862},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:09:49.527000+08:00","guessed":true,"end":"2026-07-08T11:09:51.849000+08:00","text":"因為按照……","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:09:51.849000+08:00","guessed":false,"end":"2026-07-08T11:09:52.790000+08:00","text":"我們依法論法呢？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:09:53.911000+08:00","guessed":false,"end":"2026-07-08T11:10:04.719000+08:00","text":"現金價值的部分，解約金在法律上應該沒有受優先順位的保障，但是實務上怎麼做，我可不可以請他們……","quality":0.905},{"speaker":"陳委員玉珍","start":"2026-07-08T11:10:04.719000+08:00","guessed":true,"end":"2026-07-08T11:10:08.272000+08:00","text":"好，請保險局說明。","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:10:08.272000+08:00","guessed":false,"end":"2026-07-08T11:10:19.281000+08:00","text":"我提示一下，保險法去年有修第一百二十三條之一，有一個保戶在某一個範圍內……就是去年在這邊修的，主委也在嘛，應該記得吧！","quality":0.827},{"speaker":"陳委員玉珍","start":"2026-07-08T11:10:20.262000+08:00","guessed":false,"end":"2026-07-08T11:10:42.622000+08:00","text":"那時還在爭論離島地區和都會區保單的最低生活費大概是多少，如果以臺北市來講，最低生活保障是6個月的最低生活費的1.5倍。","quality":0.906},{"speaker":"陳委員玉珍","start":"2026-07-08T11:10:42.823000+08:00","guessed":false,"end":"2026-07-08T11:10:42.923000+08:00","text":"局長，在這個情況下怎麼處理呢？","quality":0.846},{"speaker":"陳委員玉珍","start":"2026-07-08T11:10:42.943000+08:00","guessed":false,"end":"2026-07-08T11:10:43.463000+08:00","text":"就是如果有這樣的case。","quality":1},{"speaker":"王局長麗惠","start":"2026-07-08T11:10:52.845000+08:00","guessed":false,"end":"2026-07-08T11:10:54.726000+08:00","text":"這是強制執行的一個案件……","quality":1},{"speaker":"陳委員玉珍","start":"2026-07-08T11:10:55.847000+08:00","guessed":false,"end":"2026-07-08T11:10:56.567000+08:00","text":"還沒到強制執行。","quality":1},{"speaker":"陳委員玉珍","start":"2026-07-08T11:10:57.148000+08:00","guessed":false,"end":"2026-07-08T11:11:15.459000+08:00","text":"保戶和保險公司都還在訴訟當中，還沒確定誰是誰非的情況下，保險公司是否有權針對剛剛金管會主委說的保單現金價值，先進行比如說抵銷的動作，或者是不發給這些剩餘的現金價值？","quality":0.883},{"speaker":"王局長麗惠","start":"2026-07-08T11:11:22.375000+08:00","guessed":false,"end":"2026-07-08T11:11:23.997000+08:00","text":"報告委員，個案……","quality":1},{"speaker":"陳委員玉珍","start":"2026-07-08T11:11:24.718000+08:00","guessed":false,"end":"2026-07-08T11:11:26.220000+08:00","text":"我不是講個案，我是說如果有這種情形呢？","quality":0.824},{"speaker":"王局長麗惠","start":"2026-07-08T11:11:26.801000+08:00","guessed":false,"end":"2026-07-08T11:11:29.364000+08:00","text":"這種情形的話，這已經進入司法程序……","quality":1},{"speaker":"陳委員玉珍","start":"2026-07-08T11:11:29.484000+08:00","guessed":false,"end":"2026-07-08T11:11:29.865000+08:00","text":"進入司法？","quality":1},{"speaker":"王局長麗惠","start":"2026-07-08T11:11:31.227000+08:00","guessed":false,"end":"2026-07-08T11:11:34.051000+08:00","text":"強制執行也是法院的一個職權……","quality":1},{"speaker":"陳委員玉珍","start":"2026-07-08T11:11:34.631000+08:00","guessed":false,"end":"2026-07-08T11:11:36.193000+08:00","text":"還沒有判決確定呢？","quality":0.5},{"speaker":"王局長麗惠","start":"2026-07-08T11:11:36.714000+08:00","guessed":false,"end":"2026-07-08T11:11:37.495000+08:00","text":"後續還是要經過司法……","quality":0.556},{"speaker":"陳委員玉珍","start":"2026-07-08T11:11:37.836000+08:00","guessed":false,"end":"2026-07-08T11:11:52.004000+08:00","text":"我要知道的是，在我們的保險體制裡頭，保險公司和保戶之間，比如說……不要說溢發什麼錢，保戶和保險公司有債權債務關係，在這個情況下，有沒有一定的標準呢？","quality":0.785},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:11:54.345000+08:00","guessed":false,"end":"2026-07-08T11:11:57.327000+08:00","text":"委員也很清楚，假設已經進入強制執行程序……","quality":1},{"speaker":"陳委員玉珍","start":"2026-07-08T11:11:57.347000+08:00","guessed":false,"end":"2026-07-08T11:11:58.948000+08:00","text":"沒有，還沒有進入強制執行程序啦！","quality":0.929},{"speaker":"陳委員玉珍","start":"2026-07-08T11:11:59.228000+08:00","guessed":false,"end":"2026-07-08T11:12:14.536000+08:00","text":"如果還在前面的司法訴訟階段，誰是誰非都還不知道的情況下，也不知道有沒有這些溢發的錢，這些都還不能確定，保險公司身為一個巨獸，是不是有權先把這個錢留下來？","quality":0.871},{"speaker":"陳委員玉珍","start":"2026-07-08T11:12:14.536000+08:00","guessed":false,"end":"2026-07-08T11:12:28.804000+08:00","text":"或者可能是在某個階段，比如說根據保險法第一百二十三條之一的規定，可以有一定的生活費保障，其他的可以扣，或者是什麼情形，因為當初修法，大家應該還記得嘛！","quality":0.765},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:12:28.804000+08:00","guessed":true,"end":"2026-07-08T11:12:29.804000+08:00","text":"對，我知道。","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:12:29.324000+08:00","guessed":false,"end":"2026-07-08T11:12:30.364000+08:00","text":"就是有最低生活保障。","quality":0.889},{"speaker":"陳委員玉珍","start":"2026-07-08T11:12:31.625000+08:00","guessed":false,"end":"2026-07-08T11:12:34.727000+08:00","text":"那麼保險公司有沒有這個權利全部扣、部分扣或是怎麼樣呢？","quality":0.96},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:12:36.028000+08:00","guessed":false,"end":"2026-07-08T11:12:43.934000+08:00","text":"我想跟委員說明一下，我先簡單講，就是前面假設已經吻合剛剛說的強制執行那個……","quality":0.941},{"speaker":"陳委員玉珍","start":"2026-07-08T11:12:43.934000+08:00","guessed":false,"end":"2026-07-08T11:12:45.215000+08:00","text":"沒有、沒有，還沒有強制執行。","quality":0.818},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:12:45.335000+08:00","guessed":false,"end":"2026-07-08T11:12:47.037000+08:00","text":"我知道，就是如果這樣的話，我們保險法……","quality":0.688},{"speaker":"陳委員玉珍","start":"2026-07-08T11:12:47.517000+08:00","guessed":false,"end":"2026-07-08T11:12:48.498000+08:00","text":"即便有強制執行好了。","quality":0.778},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:12:49.479000+08:00","guessed":false,"end":"2026-07-08T11:12:51.460000+08:00","text":"我們這個法有明定，本來就有一定額度的……","quality":0.882},{"speaker":"陳委員玉珍","start":"2026-07-08T11:12:51.801000+08:00","guessed":false,"end":"2026-07-08T11:12:52.421000+08:00","text":"一定要留下來嘛！對吧！","quality":0.667},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:12:54.382000+08:00","guessed":false,"end":"2026-07-08T11:13:02.925000+08:00","text":"至於沒有進入到那個狀況的話，我剛剛跟委員回答的，保險法確實沒有規定，它就回到民法裡面債權債務的問題去處理。","quality":0.776},{"speaker":"陳委員玉珍","start":"2026-07-08T11:13:03.905000+08:00","guessed":false,"end":"2026-07-08T11:13:13.689000+08:00","text":"我的意思是說，在這種案子裡頭，不管是個案或通案，業者用「抵銷」這個字眼，它是不是有這樣的權利？","quality":0.925},{"speaker":"陳委員玉珍","start":"2026-07-08T11:13:14.089000+08:00","guessed":false,"end":"2026-07-08T11:13:33.569000+08:00","text":"我提供一個法院判決，就是內湖簡易庭曾經有「禁止抵銷」的相關法理支撐，即便已經判決確定，還是不允許債權人主張抵銷。","quality":0.8},{"speaker":"陳委員玉珍","start":"2026-07-08T11:13:33.909000+08:00","guessed":false,"end":"2026-07-08T11:13:45.876000+08:00","text":"重點不在這個個案，而是在它的處理過程，我知道消費者（保戶）有跟金管會保險局求助，求助的情況是怎麼樣呢？","quality":0.911},{"speaker":"陳委員玉珍","start":"2026-07-08T11:13:46.076000+08:00","guessed":false,"end":"2026-07-08T11:13:58.342000+08:00","text":"保險局並沒有做任何實質調查，就請業者「查明妥處」，也就是叫業者自己查，業者查了就說沒有問題。","quality":0.875},{"speaker":"陳委員玉珍","start":"2026-07-08T11:14:01.883000+08:00","guessed":false,"end":"2026-07-08T11:14:07.825000+08:00","text":"請問這樣消費者（保戶）跟金管會陳情或跟保險局陳情有什麼意義？","quality":0.704},{"speaker":"陳委員玉珍","start":"2026-07-08T11:14:09.286000+08:00","guessed":false,"end":"2026-07-08T11:14:12.247000+08:00","text":"這跟最近沙拉油的事件有點相似！","quality":0.714},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:14:15.868000+08:00","guessed":false,"end":"2026-07-08T11:14:26.634000+08:00","text":"沒關係，剛剛我也跟局長簡單問了一下，他說這個個案他不清楚，我想我回去再瞭解一下，因為很多狀況不明，我也很難在這邊回答。","quality":0.811},{"speaker":"陳委員玉珍","start":"2026-07-08T11:14:26.694000+08:00","guessed":false,"end":"2026-07-08T11:14:44.963000+08:00","text":"我也不是針對個案來質詢，可是我覺得這可能會變成一個普遍的情形，因為我們在處理相關的民眾陳情案時，常常看到政府部門發文讓業者自行調查，業者如果說沒有的話，因為業者是強權，老百姓是弱勢，就會進入弱肉強食的處境……","quality":0.705},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:14:44.963000+08:00","guessed":true,"end":"2026-07-08T11:14:46.698000+08:00","text":"委員關心的問題就是……","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:14:46.698000+08:00","guessed":true,"end":"2026-07-08T11:14:48.433000+08:00","text":"金管會還是應該站在老百姓的立場，確實瞭解這是不是對的行為。","quality":0.037},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:14:48.433000+08:00","guessed":false,"end":"2026-07-08T11:14:51.834000+08:00","text":"有關我們在處理民眾陳情或檢舉案的時候，到底是怎麼樣的態度，我會再去瞭解。","quality":0.879},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:14:51.994000+08:00","guessed":false,"end":"2026-07-08T11:15:17.256000+08:00","text":"實際上我們整個程序應該是「查明逕復」，然後他們會有副本給我們……","quality":0.556},{"speaker":"陳委員玉珍","start":"2026-07-08T11:15:17.516000+08:00","guessed":false,"end":"2026-07-08T11:15:19.158000+08:00","text":"副本給你們以後，你們也沒有下文啊！","quality":0.933},{"speaker":"陳委員玉珍","start":"2026-07-08T11:15:19.298000+08:00","guessed":false,"end":"2026-07-08T11:15:20.960000+08:00","text":"你們也應該做一點判斷或者……","quality":0.833},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:15:21.060000+08:00","guessed":false,"end":"2026-07-08T11:15:23.282000+08:00","text":"沒有、沒有，他們會去看它的合理性。","quality":0.643},{"speaker":"陳委員玉珍","start":"2026-07-08T11:15:23.542000+08:00","guessed":false,"end":"2026-07-08T11:15:37.196000+08:00","text":"我是怕很多老百姓的陳情最後都會讓人家覺得政府就是官樣文章，當然最後他們還是會來找民意代表，可是這樣政府的公信力就會被質疑嘛！是。","quality":0.933},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:15:37.436000+08:00","guessed":false,"end":"2026-07-08T11:16:04.936000+08:00","text":"其實剛剛我只是想跟委員澄清，他們回文的副本我們同仁不會不看，這是一定會看的，再來如果除了這一部分，我們還有很多其他的消保機制，不過我們還是要來強化，就是假設真的有委員關心的事情，我們該改善就來改善，實際上每個案子都有它很不一樣的地方，但是我覺得同仁看到回文，一定要好好地檢視。","quality":0.89},{"speaker":"陳委員玉珍","start":"2026-07-08T11:16:04.936000+08:00","guessed":true,"end":"2026-07-08T11:16:05.936000+08:00","text":"好，謝謝。","quality":0},{"speaker":"彭主任委員金隆","start":"2026-07-08T11:16:05.936000+08:00","guessed":true,"end":"2026-07-08T11:16:06.936000+08:00","text":"謝謝委員。","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:16:06.120000+08:00","guessed":false,"end":"2026-07-08T11:16:06.140000+08:00","text":"接下來請莊部長。","quality":0.571},{"speaker":"莊部長翠雲","start":"2026-07-08T11:16:06.140000+08:00","guessed":true,"end":"2026-07-08T11:16:15.198000+08:00","text":"委員好。","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:16:15.198000+08:00","guessed":false,"end":"2026-07-08T11:16:35.193000+08:00","text":"部長，本席一、兩個月前有向貴部質詢有關國營事業或公股銀行，就是官股相關金融機構的待遇問題，請問您還記得我質詢的內容嗎？","quality":0.944},{"speaker":"莊部長翠雲","start":"2026-07-08T11:16:35.193000+08:00","guessed":true,"end":"2026-07-08T11:16:39.586375+08:00","text":"是的，委員非常關心財政部所屬國營事業在員工……","quality":0.05},{"speaker":"陳委員玉珍","start":"2026-07-08T11:16:39.586375+08:00","guessed":true,"end":"2026-07-08T11:16:43.979750+08:00","text":"銀行啦！","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:16:43.979750+08:00","guessed":true,"end":"2026-07-08T11:16:48.373125+08:00","text":"金融機構或者是事業機構啦！","quality":0},{"speaker":"莊部長翠雲","start":"2026-07-08T11:16:48.373125+08:00","guessed":true,"end":"2026-07-08T11:16:52.766500+08:00","text":"對、對、對，就是國營事業機構的相關待遇……","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:16:52.766500+08:00","guessed":true,"end":"2026-07-08T11:16:57.159875+08:00","text":"對，待遇問題。","quality":0},{"speaker":"莊部長翠雲","start":"2026-07-08T11:16:57.159875+08:00","guessed":true,"end":"2026-07-08T11:17:01.553250+08:00","text":"對、對、對。","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:17:01.553250+08:00","guessed":true,"end":"2026-07-08T11:17:05.946625+08:00","text":"我們之前在這邊爭取一般基層行員待遇也爭取了很久，包括便當的補貼費用，現在進度怎麼樣呢？","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:17:05.946625+08:00","guessed":true,"end":"2026-07-08T11:17:10.340000+08:00","text":"目前為止還沒有看到相關的答復。","quality":0},{"speaker":"莊部長翠雲","start":"2026-07-08T11:17:10.340000+08:00","guessed":false,"end":"2026-07-08T11:17:20.884000+08:00","text":"我們已經提報5項到行政院去，其中有關生育補助已經獲得回復，就是都是10萬塊，如果不足10萬的，要補……生育補助是普遍性的……","quality":0.694},{"speaker":"陳委員玉珍","start":"2026-07-08T11:17:20.884000+08:00","guessed":false,"end":"2026-07-08T11:17:24.245000+08:00","text":"這個生育補助是全國的，跟你們沒有關係。","quality":0.941},{"speaker":"陳委員玉珍","start":"2026-07-08T11:17:24.245000+08:00","guessed":false,"end":"2026-07-08T11:17:24.545000+08:00","text":"別的呢？","quality":1},{"speaker":"陳委員玉珍","start":"2026-07-08T11:17:25.305000+08:00","guessed":false,"end":"2026-07-08T11:17:26.166000+08:00","text":"就是基本待遇呢？","quality":0.857},{"speaker":"莊部長翠雲","start":"2026-07-08T11:17:26.906000+08:00","guessed":false,"end":"2026-07-08T11:17:47.322000+08:00","text":"基本待遇的部分因為受到國營事業管理法等相關法令的限制，金融機構待遇的部分，其實我們已經讓它跟公務員調薪脫鉤，也就是按照他的績效來調薪，每兩年會調薪一次。","quality":0.873},{"speaker":"陳委員玉珍","start":"2026-07-08T11:17:48.183000+08:00","guessed":false,"end":"2026-07-08T11:17:48.363000+08:00","text":"國營事業的部分呢？","quality":1},{"speaker":"莊部長翠雲","start":"2026-07-08T11:17:48.363000+08:00","guessed":true,"end":"2026-07-08T11:17:49.363000+08:00","text":"就是國營事業金融機構。","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:17:49.363000+08:00","guessed":true,"end":"2026-07-08T11:17:50.363000+08:00","text":"你剛剛是說公股銀行還是金融機構？","quality":0},{"speaker":"莊部長翠雲","start":"2026-07-08T11:17:48.383000+08:00","guessed":false,"end":"2026-07-08T11:17:48.583000+08:00","text":"是金融事業。","quality":0.8},{"speaker":"陳委員玉珍","start":"2026-07-08T11:17:48.583000+08:00","guessed":false,"end":"2026-07-08T11:17:49.063000+08:00","text":"那事業機構的部分呢？","quality":1},{"speaker":"莊部長翠雲","start":"2026-07-08T11:17:49.063000+08:00","guessed":true,"end":"2026-07-08T11:17:50.063000+08:00","text":"因為金融事業是……","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:17:49.904000+08:00","guessed":false,"end":"2026-07-08T11:17:50.324000+08:00","text":"我剛剛問金融機構，你回答了，那國營事業呢？","quality":0.389},{"speaker":"陳委員玉珍","start":"2026-07-08T11:17:50.344000+08:00","guessed":false,"end":"2026-07-08T11:18:13.376000+08:00","text":"我關心這個議題是因為，我們金酒公司是不是跟財政部的相關國營事業，譬如TTL（臺灣菸酒公司）掛鉤？","quality":0.791},{"speaker":"陳委員玉珍","start":"2026-07-08T11:18:13.456000+08:00","guessed":false,"end":"2026-07-08T11:18:16.037000+08:00","text":"還是說我們金酒公司事實上是縣營事業，可以不用跟國營事業掛鉤？","quality":0.643},{"speaker":"陳委員玉珍","start":"2026-07-08T11:18:16.037000+08:00","guessed":true,"end":"2026-07-08T11:18:17.037000+08:00","text":"請國庫署署長回答。","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:18:16.117000+08:00","guessed":false,"end":"2026-07-08T11:18:17.377000+08:00","text":"或者是我們金酒公司只要金門縣自己決定，然後金門縣議會同意？","quality":0.926},{"speaker":"陳署長柏誠","start":"2026-07-08T11:18:17.397000+08:00","guessed":false,"end":"2026-07-08T11:18:18.257000+08:00","text":"報告委員，金酒公司不是國營事業。","quality":0.643},{"speaker":"陳委員玉珍","start":"2026-07-08T11:18:18.257000+08:00","guessed":false,"end":"2026-07-08T11:18:18.377000+08:00","text":"我知道！","quality":1},{"speaker":"陳委員玉珍","start":"2026-07-08T11:18:18.397000+08:00","guessed":false,"end":"2026-07-08T11:18:19.618000+08:00","text":"我當然知道它是縣營事業，這個部分是必須比照國營事業的做法嗎？","quality":0.929},{"speaker":"陳委員玉珍","start":"2026-07-08T11:18:19.618000+08:00","guessed":false,"end":"2026-07-08T11:18:19.858000+08:00","text":"我問的問題事實上是在這裡。","quality":0.917},{"speaker":"陳委員玉珍","start":"2026-07-08T11:18:42.608000+08:00","guessed":false,"end":"2026-07-08T11:18:42.688000+08:00","text":"不用嗎？","quality":0.667},{"speaker":"陳署長柏誠","start":"2026-07-08T11:18:42.909000+08:00","guessed":false,"end":"2026-07-08T11:18:44.632000+08:00","text":"它是縣營事業。","quality":0.333},{"speaker":"陳委員玉珍","start":"2026-07-08T11:18:44.632000+08:00","guessed":false,"end":"2026-07-08T11:18:46.155000+08:00","text":"所以只要金門縣政府編列預算，金門縣議會通過，這樣就可以了，是嗎？","quality":1},{"speaker":"陳委員玉珍","start":"2026-07-08T11:18:46.155000+08:00","guessed":false,"end":"2026-07-08T11:18:46.435000+08:00","text":"因為它是屬於縣營事業嘛！","quality":0.545},{"speaker":"陳委員玉珍","start":"2026-07-08T11:18:46.435000+08:00","guessed":false,"end":"2026-07-08T11:18:46.656000+08:00","text":"是這樣子嗎？","quality":1},{"speaker":"陳委員玉珍","start":"2026-07-08T11:18:46.656000+08:00","guessed":false,"end":"2026-07-08T11:18:46.956000+08:00","text":"你給我一個答案嘛！","quality":0.875},{"speaker":"陳署長柏誠","start":"2026-07-08T11:18:56.284000+08:00","guessed":false,"end":"2026-07-08T11:18:57.305000+08:00","text":"財政部沒有管到縣營事業。","quality":0.636},{"speaker":"陳委員玉珍","start":"2026-07-08T11:18:57.805000+08:00","guessed":true,"end":"2026-07-08T11:19:02.662143+08:00","text":"因為我們金酒公司是國庫署監管的單位。","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:19:02.962143+08:00","guessed":true,"end":"2026-07-08T11:19:04.962143+08:00","text":"所以不用就對了？","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:19:05.262143+08:00","guessed":true,"end":"2026-07-08T11:19:06.262143+08:00","text":"是不是？","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:19:06.562143+08:00","guessed":true,"end":"2026-07-08T11:19:13.419286+08:00","text":"對於相關待遇的調整，不用再經過財政部國庫署，對不對？是。","quality":0},{"speaker":"陳委員玉珍","start":"2026-07-08T11:19:13.719286+08:00","guessed":true,"end":"2026-07-08T11:19:14.862143+08:00","text":"OK，謝謝。","quality":0},{"speaker":"主席","start":"2026-07-08T11:19:15.162143+08:00","guessed":true,"end":"2026-07-08T11:19:18.590714+08:00","text":"謝謝，陳玉珍委員的質詢結束。","quality":0},{"speaker":"主席","start":"2026-07-08T11:19:18.890714+08:00","guessed":true,"end":"2026-07-08T11:19:21.462143+08:00","text":"接下來請王世堅委員。","quality":0}]},"gazette":{"lineno":871,"blocks":[["陳委員玉珍：（11時7分）謝謝主席，我們有請金管會。"],["主席：請彭主委。"],["陳委員玉珍：保險局……保險的業務，我看詢問主委就可以了……"],["彭主任委員金隆：沒有、沒有。委員好。"],["陳委員玉珍：主委是保險的專家。"],["彭主任委員金隆：沒有、沒有。"],["陳委員玉珍：想請教保戶跟保險公司相關的權利跟義務。如果有一家保險公司，因為他的內部資訊系統出錯，且缺乏長期稽核，導致持續溢發業務員服務報酬，他們內控失靈。他後來去跟業務員要這些溢發薪資的時候，業務員本身當然也是公司的保戶，比如離職了，也是公司的保戶，假設他針對這些保單解約，解約的時候是不是會有一定的……這些保單的剩餘價值嘛？"],["彭主任委員金隆：現金價值。"],["陳委員玉珍：現金價值，好。在這個時候，您覺得這個保險公司依法有沒有權利扣住這些所謂現金價值的東西，然後……這中間當然還在訴訟。"],["彭主任委員金隆：對。"],["陳委員玉珍：保險公司跟業務員之間進行訴訟，那保險公司有沒有權利扣住應該給付的這些叫做解約金、現金價值，然後做抵銷的行為？"],["彭主任委員金隆：我想委員問的是非常非常技術上的一個……"],["陳委員玉珍：法律上的問題。"],["彭主任委員金隆：對，像我們對於保險金的部分，是有法律上的明文。"],["陳委員玉珍：對。"],["彭主任委員金隆：還有就是客戶在公司裡面的債權優於一般的債權，是有這個規定。"],["陳委員玉珍：OK。"],["彭主任委員金隆：就是保護的債權優於一般的，是有這樣的規定。"],["陳委員玉珍：優於一般債權。"],["彭主任委員金隆：對。比如他個人跟公司之間可能有一些債務的問題……"],["陳委員玉珍：債權、債務關係。"],["彭主任委員金隆：對，但是因為他在公司這邊又有一個保單權利的主張，比如他有解約金可以領，公司可不可以直接從他的解約金就源把它扣繳，或者等他取得以後再去查扣，是這樣的一個問題。這裡面實務上的話，我不知道在實務上保險局有沒有做過這樣的處理？因為按照……"],["陳委員玉珍：我們依法論法呢？"],["彭主任委員金隆：現金價值的部分，解約金在法律上應該沒有受優先順位的保障，但是實務上怎麼做，我可不可以請他們……"],["陳委員玉珍：好，請保險局說明。","我提示一下，保險法去年有修第一百二十三條之一，有一個保戶在某一個範圍內……就是去年在這邊修的，主委也在嘛，應該記得吧！那時還在爭論離島地區和都會區保單的最低生活費大概是多少，如果以臺北市來講，最低生活保障是6個月的最低生活費的1.5倍。局長，在這個情況下怎麼處理呢？就是如果有這樣的case。"],["王局長麗惠：這是強制執行的一個案件……"],["陳委員玉珍：還沒到強制執行。保戶和保險公司都還在訴訟當中，還沒確定誰是誰非的情況下，保險公司是否有權針對剛剛金管會主委說的保單現金價值，先進行比如說抵銷的動作，或者是不發給這些剩餘的現金價值？"],["王局長麗惠：報告委員，個案……"],["陳委員玉珍：我不是講個案，我是說如果有這種情形呢？"],["王局長麗惠：這種情形的話，這已經進入司法程序……"],["陳委員玉珍：進入司法？"],["王局長麗惠：強制執行也是法院的一個職權……"],["陳委員玉珍：還沒有判決確定呢？"],["王局長麗惠：後續還是要經過司法……"],["陳委員玉珍：我要知道的是，在我們的保險體制裡頭，保險公司和保戶之間，比如說……不要說溢發什麼錢，保戶和保險公司有債權債務關係，在這個情況下，有沒有一定的標準呢？"],["彭主任委員金隆：委員也很清楚，假設已經進入強制執行程序……"],["陳委員玉珍：沒有，還沒有進入強制執行程序啦！如果還在前面的司法訴訟階段，誰是誰非都還不知道的情況下，也不知道有沒有這些溢發的錢，這些都還不能確定，保險公司身為一個巨獸，是不是有權先把這個錢留下來？或者可能是在某個階段，比如說根據保險法第一百二十三條之一的規定，可以有一定的生活費保障，其他的可以扣，或者是什麼情形，因為當初修法，大家應該還記得嘛！"],["彭主任委員金隆：對，我知道。"],["陳委員玉珍：就是有最低生活保障。那麼保險公司有沒有這個權利全部扣、部分扣或是怎麼樣呢？"],["彭主任委員金隆：我想跟委員說明一下，我先簡單講，就是前面假設已經吻合剛剛說的強制執行那個……"],["陳委員玉珍：沒有、沒有，還沒有強制執行。"],["彭主任委員金隆：我知道，就是如果這樣的話，我們保險法……"],["陳委員玉珍：即便有強制執行好了。"],["彭主任委員金隆：我們這個法有明定，本來就有一定額度的……"],["陳委員玉珍：一定要留下來嘛！對吧！"],["彭主任委員金隆：至於沒有進入到那個狀況的話，我剛剛跟委員回答的，保險法確實沒有規定，它就回到民法裡面債權債務的問題去處理。"],["陳委員玉珍：我的意思是說，在這種案子裡頭，不管是個案或通案，業者用「抵銷」這個字眼，它是不是有這樣的權利？我提供一個法院判決，就是內湖簡易庭曾經有「禁止抵銷」的相關法理支撐，即便已經判決確定，還是不允許債權人主張抵銷。重點不在這個個案，而是在它的處理過程，我知道消費者（保戶）有跟金管會保險局求助，求助的情況是怎麼樣呢？保險局並沒有做任何實質調查，就請業者「查明妥處」，也就是叫業者自己查，業者查了就說沒有問題。請問這樣消費者（保戶）跟金管會陳情或跟保險局陳情有什麼意義？這跟最近沙拉油的事件有點相似！"],["彭主任委員金隆：沒關係，剛剛我也跟局長簡單問了一下，他說這個個案他不清楚，我想我回去再瞭解一下，因為很多狀況不明，我也很難在這邊回答。"],["陳委員玉珍：我也不是針對個案來質詢，可是我覺得這可能會變成一個普遍的情形，因為我們在處理相關的民眾陳情案時，常常看到政府部門發文讓業者自行調查，業者如果說沒有的話，因為業者是強權，老百姓是弱勢，就會進入弱肉強食的處境……"],["彭主任委員金隆：委員關心的問題就是……"],["陳委員玉珍：金管會還是應該站在老百姓的立場，確實瞭解這是不是對的行為。"],["彭主任委員金隆：有關我們在處理民眾陳情或檢舉案的時候，到底是怎麼樣的態度，我會再去瞭解。實際上我們整個程序應該是「查明逕復」，然後他們會有副本給我們……"],["陳委員玉珍：副本給你們以後，你們也沒有下文啊！你們也應該做一點判斷或者……"],["彭主任委員金隆：沒有、沒有，他們會去看它的合理性。"],["陳委員玉珍：我是怕很多老百姓的陳情最後都會讓人家覺得政府就是官樣文章，當然最後他們還是會來找民意代表，可是這樣政府的公信力就會被質疑嘛！"],["彭主任委員金隆：是。其實剛剛我只是想跟委員澄清，他們回文的副本我們同仁不會不看，這是一定會看的，再來如果除了這一部分，我們還有很多其他的消保機制，不過我們還是要來強化，就是假設真的有委員關心的事情，我們該改善就來改善，實際上每個案子都有它很不一樣的地方，但是我覺得同仁看到回文，一定要好好地檢視。"],["陳委員玉珍：好，謝謝。"],["彭主任委員金隆：謝謝委員。"],["陳委員玉珍：接下來請莊部長。"],["莊部長翠雲：委員好。"],["陳委員玉珍：部長，本席一、兩個月前有向貴部質詢有關國營事業或公股銀行，就是官股相關金融機構的待遇問題，請問您還記得我質詢的內容嗎？"],["莊部長翠雲：是的，委員非常關心財政部所屬國營事業在員工……"],["陳委員玉珍：銀行啦！金融機構或者是事業機構啦！"],["莊部長翠雲：對、對、對，就是國營事業機構的相關待遇……"],["陳委員玉珍：對，待遇問題。"],["莊部長翠雲：對、對、對。"],["陳委員玉珍：我們之前在這邊爭取一般基層行員待遇也爭取了很久，包括便當的補貼費用，現在進度怎麼樣呢？目前為止還沒有看到相關的答復。"],["莊部長翠雲：我們已經提報5項到行政院去，其中有關生育補助已經獲得回復，就是都是10萬塊，如果不足10萬的，要補……生育補助是普遍性的……"],["陳委員玉珍：這個生育補助是全國的，跟你們沒有關係。別的呢？就是基本待遇呢？"],["莊部長翠雲：基本待遇的部分因為受到國營事業管理法等相關法令的限制，金融機構待遇的部分，其實我們已經讓它跟公務員調薪脫鉤，也就是按照他的績效來調薪，每兩年會調薪一次。"],["陳委員玉珍：國營事業的部分呢？"],["莊部長翠雲：就是國營事業金融機構。"],["陳委員玉珍：你剛剛是說公股銀行還是金融機構？"],["莊部長翠雲：是金融事業。"],["陳委員玉珍：那事業機構的部分呢？"],["莊部長翠雲：因為金融事業是……"],["陳委員玉珍：我剛剛問金融機構，你回答了，那國營事業呢？我關心這個議題是因為，我們金酒公司是不是跟財政部的相關國營事業，譬如TTL（臺灣菸酒公司）掛鉤？還是說我們金酒公司事實上是縣營事業，可以不用跟國營事業掛鉤？請國庫署署長回答。或者是我們金酒公司只要金門縣自己決定，然後金門縣議會同意？"],["陳署長柏誠：報告委員，金酒公司不是國營事業。"],["陳委員玉珍：我知道！我當然知道它是縣營事業，這個部分是必須比照國營事業的做法嗎？我問的問題事實上是在這裡。不用嗎？"],["陳署長柏誠：它是縣營事業。"],["陳委員玉珍：所以只要金門縣政府編列預算，金門縣議會通過，這樣就可以了，是嗎？因為它是屬於縣營事業嘛！是這樣子嗎？你給我一個答案嘛！"],["陳署長柏誠：財政部沒有管到縣營事業。"],["陳委員玉珍：因為我們金酒公司是國庫署監管的單位。所以不用就對了？是不是？對於相關待遇的調整，不用再經過財政部國庫署，對不對？"],["陳署長柏誠：是。"],["陳委員玉珍：OK，謝謝。"],["主席：謝謝，陳玉珍委員的質詢結束。","接下來請王世堅委員。"]],"agenda":{"page_end":526,"meet_id":"委員會-11-5-20-21","speakers":["李彥秀","林德福","吳秉叡","賴士葆","郭國文","林岱樺","劉書彬","李坤城","顏寬恒","賴惠員","陳玉珍","王世堅","鍾佳濱","楊瓊瓔","王鴻薇","林思銘","羅明才"],"page_start":471,"meetingDate":["2026-07-08"],"gazette_id":"1156102","agenda_lcidc_ids":["1156102_00003"],"meet_name":"立法院第11屆第5會期財政委員會第21次全體委員會議紀錄","content":"一、審查中華民國115年度中央政府總預算案附屬單位預算營業部分，有關財政部主管臺灣土地\n銀行股份有限公司、財政部印刷廠、臺灣菸酒股份有限公司（詢答）；二、審查中華民國115年\n度中央政府總預算案附屬單位預算營業部分，有關金融監督管理委員會主管中央存款保險股份有\n限公司（詢答）；三、審查中華民國115年度中央政府總預算案附屬單位預算非營業部分，有關\n金融監督管理委員會主管：（詢答）(一)特別收入基金─金融監督管理基金、(二)信託基金─保\n險業務發展基金","agenda_id":"1156102_00002"}}},"supported_relations":[],"relations":[]}