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財政部莊翠雲部長會計署李秋月處長人事署張芳琦處長國庫署陳柏成署長中國輸出銀行戴登山理事主席謝富華總經理台灣金融控股股份有限公司林中元董事長司馬莉總經理"},{"start":1806.567,"end":1828.893,"text":"台灣銀行股份有限公司吳嘉曉總經理台灣銀人壽保險股份有限公司張志宏董事長劉啟勝總經理台銀綜合證券股份有限公司李素森董事長張振康總經理行政院主計總處基金預算處黃厚齊專門委員"},{"start":1833.427,"end":1854.845,"text":"今日議程案繼續審查中華民國115年度中央政府總預算案附屬單位預算營業部分關於財政部主管中國輸出銀行、臺灣金融控股股份有限公司臺灣銀行股份有限公司臺銀人壽保險股份有限公司臺銀綜合證券股份有限公司"},{"start":1855.807,"end":1865.502,"text":"應均已詢答完畢現在進行預算提案處理請議事人員宣讀今日預算審查提案是審查項目及提案共識實案預計宣讀時間10分鐘宣讀完畢後9點10分進行協商"},{"start":1871.409,"end":1877.815,"text":"115年度中央政府總預算案附屬單位預算營業部分關於中國輸出的銀行1.業務計畫2.營業收支1.營業總收入77億8693萬元2.營業總支出不含所得稅費用60億4886萬7千元"},{"start":1890.427,"end":1891.248,"text":"3.稅前盡力 173,806.3萬元3."},{"start":1891.248,"end":1892.248,"text":"金融保險成本 4."},{"start":1892.248,"end":1892.569,"text":"轉投資計畫 5 列數5."},{"start":1892.569,"end":1894.109,"text":"重大建設事業 4,176.2萬元6."},{"start":1894.109,"end":1894.49,"text":"資金運用 7."},{"start":1894.49,"end":1894.83,"text":"國庫現金增資 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補辦預算增加固定資產資建設改良擴充一億五千七百一十九萬元及收回轉投資資金五千萬元"},{"start":1956.064,"end":1984.142,"text":"中國輸出力銀行預算提案共9案第一案本期淨利增列2億元委員郭國文等三人提案二本期淨利增列1億2千萬元委員賴思寶等三人提案三業務費用服務費用減列400萬元委員賴思寶等三人提案第四案管理費用減列300萬元委員賴思寶等三人提案第五案管理費用凍結100萬元委員郭國文等三人提案第六案"},{"start":1986.264,"end":2011.165,"text":"輸出力銀行允應持續強化核保風險控管實施並提出書面報告委員李坤誠等三人提案第七案輸出力銀行允應加強與相關金融機構合作推廣融資保證業務並提出書面報告委員李坤誠等三人提案第八案輸出保險承保金額有下滑情形請提出書面報告委員李坤誠等三人提案"},{"start":2011.826,"end":2023.812,"text":"第九案財政部應檢討如何有效增加輸贏規模並提出書面報告委員吳秉瑞等三案提案台灣金融控股股份有限公司預算提案共六案第一案"},{"start":2025.165,"end":2044.38,"text":"本期淨利增列100億元委員賴思寶等三人提案第二案本期淨利增列50億元委員郭國恩等三人提案第三案長期債務減列15億元委員吳秉瑞等三人提案第四案管理費用凍結200萬元委員郭國恩等三人提案第五案"},{"start":2047.591,"end":2065.268,"text":"台灣金融控股股份有限公司允應督導指公司適時檢討修訂資本市足率目標比率並提出書面報告委員李坤成等三人提案第六案台灣金控應就員工工作福利提出書面報告委員林思敏等三人提案"},{"start":2069.022,"end":2089.957,"text":"台灣銀行股份有限公司預算提案共14案第一案本期淨利增列75億元文賴思寶等三人提案第二案本期淨利增列20億元文郭國文等三人提案第三案營業收入增列60億元文賴思寶等三人提案第四案服務費用"},{"start":2091.593,"end":2100.228,"text":"凍結200萬元為林思明等三人提案第五案 業務費用 用人費用 福利費用凍結600萬元為李坤成等三人提案"},{"start":2102.267,"end":2127.197,"text":"第六案服務費用服務服務費用推展費用凍結10%為劉淑冰等30天第七案管理費用減列2000萬元為耐斯堡等30天第八案管理費用凍結500萬元為郭國文等30天第九案管理費用用的費用凍結500萬元為李坤城等30天第十案其他營業費用凍結200萬元為郭國文等30天第十一案其他"},{"start":2128.197,"end":2133.857,"text":"因業外費用、實項費用、其他費用凍結300萬元為離昆城等三人提案"},{"start":2136.138,"end":2162.671,"text":"第十二案請台灣銀行檢視並提升董事會女性席次並提出書面報告委員李坤成等三人提案第十三案台灣銀行應積極提升董事會女性席次比例委員羅明財等三人提案第十四案台灣銀行應就經濟內部控制制度提出書面報告委員羅明財等三人提案台灣銀人受保險股份有限公司預算提案共六案"},{"start":2165.134,"end":2170.078,"text":"第一案本期淨利增列25億元為賴思寶等三人提案第二案業務費用凍結8138萬7千元為林黛樺等三人提案第三案"},{"start":2178.7,"end":2206.457,"text":"管理費用凍結二千一百一十一萬七千元委員林黛化等三人提案第四案管理費用凍結二百萬元委員郭國文等三人提案第五案其他營業外費用凍結一千零五十二萬二千元委員林黛化等三人提案第六案近年來台銀人壽保險子公司虧損情形多位改善請提出書面報告委員李坤成等三人提案"},{"start":2207.824,"end":2233.799,"text":"台銀綜合證券股份有限公司預算提案共五案第一案本期淨利增列6億元為賴思寶等三人提案第二案本期淨利增列2億元為郭國文等三人提案第三案金融保險成本證券經濟及承銷費用凍結300萬元為李坤城等三人提案第四案管理費用凍結200萬元為郭國文等三人提案"},{"start":2234.79,"end":2243.717,"text":"第五案 台銀證券應就提升業務競爭力 嚴提具體改善措施並提出書面報告 文羅明彩等三人提案 宣讀完畢"},{"start":2434.951,"end":2440.916,"text":"現在開始中國輸出銀行第一案第二案並案一起處理"},{"start":2442.372,"end":2468.765,"text":"那個增劣稅前盡力兩千萬元有沒有意見這個 主席這個部分我們是已經達成協議變兩千萬元就沒有意見只是說我想要趁這個機會問一下蘇營的董事長最近斷交那個洪都拉斯的這個斷交你們到底有沒有有你要講一下嘛 到底情況怎麼樣你看每一次都有你到底欠了多少"},{"start":2470.709,"end":2493.446,"text":"報告委員 輸出銀行辦理的這些貸款全部都是商業貸款那這裡面斷交不是就是這個主張到期的原因因為如果我們主張說斷交就要到期那就會變成是一個國際的政府之間的捐款或貸款他的後面還是有外交政策的考量那到底借了多少錢 你要揭露一下"},{"start":2494.166,"end":2502.45,"text":"我們私下在跟委員做報告因為這些就是在沿南話48條的規定我們沒有辦法公開的去做說好啦 你就這樣說好了我們現在時間有限 好不好對不起"},{"start":2514.539,"end":2533.729,"text":"那就是增略稅前金利2000萬相關收入與成本調整科目跟金額會後送醫事人員處理第一案第二案第三案賴氏保險的提案減略業務費用的服務費用200萬元科目自行調整有沒有意見"},{"start":2540.166,"end":2558.49,"text":"第四案第五案要併案處理簡略管理費用50萬元科目自行調整這個賴世保委員的提案跟郭國文委員的提案有沒有意見沒有 沒有人通過第六案主決議我們主照辦理"},{"start":2562.901,"end":2586.845,"text":"通過 第七案 主決議 遵照辦理第八案 主決議 遵照辦理第九案 主決議 遵照辦理通過再來換台灣金礦五分有限公司那個林董事長是不是往前坐啦"},{"start":2598.288,"end":2605.116,"text":"台銀監控的第一案 第二案台灣銀行的第一案 第二案台銀人壽保險的第一案"},{"start":2606.257,"end":2623.062,"text":"台灣證券股份有限公司的第一、第二案這總共七個案子要一起並案處理那增列台灣金控公司稅前淨利10億元相關收入成本調整科目金額及"},{"start":2625.259,"end":2653.164,"text":"三家公司分配額度 會後送醫事人員處理這個有協調過了 有沒有意見合併稅合併稅前盡力對啊有啊 剛剛有講 有唸了OK嘛好 那就這樣來第三案我的提案簡略長期負債15億元 有沒有意見沒有意見就通過拿麥克風好 第六案"},{"start":2655.381,"end":2677.159,"text":"第四案 簡列管理費用五十萬元 科目自行調整郭國文的案子我想要趁這個機會跟部長提醒一下因為台銀人壽問題存在已經非常久了只有團體獎金沒有各獎的部分真的是要突破 不然怎麼競爭啊這想辦法一下 不然台銀人壽我看真的是很慘別人賺了要死 他賠了要命"},{"start":2679.375,"end":2706.4,"text":"謝謝OK沒有意見沒有意見就這樣通過第五案主決議遵照辦理通過第六案主決議遵照辦理通過台灣銀行就直接跳第三案了嘛對不對針列營業第三案針列營業收入六萬六億元相關成本"},{"start":2708.551,"end":2737.23,"text":"調整內容會後送醫師人員處理這個戴思寶委員提案 有沒有意見要簽名了 有沒有意見沒有意見 就是銷貨商業六億成本隨同調整好第四案簡列服務費用五十萬元科目自行調整有沒有意見戴思寶委員的提案林世民 戴思寶的已經同意了齁同意好"},{"start":2738.291,"end":2752.703,"text":"那就照這樣通過第五案改組決議李昆澤委員有沒有意見來講一下因為你們這個這幾年的預算的執行率都偏低嘛是不是這為什麼會偏低"},{"start":2753.955,"end":2778.775,"text":"因為其中有一塊是給他們的戰績表現的獎金就是說他們要打得好才有獎金那因為他們這幾年就是可是今年不是還打得不錯嗎今年的還沒啊那為什麼會打不好打不好的原因是沒有好的球員還是怎麼樣打不好就是說其實我們也沒有那麼好的條件因為很多球隊他都可以聘一些國際的球員"},{"start":2780.396,"end":2807.511,"text":"那其實我們本身的條件大概還不足以有那個可是你們預算執行率每年大概都是在七成到八成左右而已啊因為那個最基本的比如說他的營養費啊他的薪水啊等等我意思就是說那其實就是預算是夠只是你們執行率低嘛他剛剛講的執行率裡面有一些是獎金是獎金那還是還是說是獎金就是他要打得好才可以拿獎金他如果沒有達到前幾名的話是沒有獎金"},{"start":2808.872,"end":2822.97,"text":"有編列啦就如果他今年打得很好今年會給他獎金打不好不能分獎金所以執行率就低但是我如果沒有編他打得好我也沒錢可以給他分獎金"},{"start":2824.272,"end":2838.457,"text":"我以為是因為你們沒有辦法去找好的球員進來不是不是我沒有也是有找了好的球員但是他一定要打得好我才能發獎金他如果打得不夠好那我就不能發去年是第幾名去年是不是第四名還第五名啊我也不太知道打不好還是標準太高"},{"start":2841.258,"end":2856.272,"text":"好啦 好不好改組決議啦好啦 要加油啦因為我查了一下這一屆還打不錯啦有打到那我今年就不能刪因為打得好我就要給獎金希望明年看到賊心率有比較高啦好 謝謝委員 謝謝第六案改組決議 劉書斌委員的提案"},{"start":2859.315,"end":2883.108,"text":"我說明一下還是要講在於說2050年的淨零碳排是全球的責任那也知道台銀它作為一個公營銀行多位於我們的有些大的台碳或者是台電或者是還有可能中油這部分它可能負有國際政府的這個責任要去融資那因為還有一些資料他們已經先給了但是還有一些包括是到110年到114年的關於在減碳目標的這些內容"},{"start":2887.99,"end":2916.749,"text":"還是希望說應該下禮拜要給嘛對不對今天可以給今天可以給好好好那就是這個主決議這部分我們是希望說因為責任不在台銀啊應該是在政府啊所以而且是涉及到業務費的部分有3億多那我們想說既然所以責任不在這邊的話我們希望說用你們在推動所謂綠色金融的一個角色上面能夠來去呼應或是說來推出我們的國家的一些能源政策上面能夠做一些修訂謝謝"},{"start":2917.91,"end":2933.955,"text":"好 改組決議 公布第七案 第八案 併案處理簡略管理費用五百萬元 科目自行調整賴委員有簽名了好 郭國文委員有沒有意見好 第九案 改組決議好 公布"},{"start":2940.438,"end":2969.006,"text":"第十案檢列其他營業費用五十萬元郭國文委員的提案這個有簽名OK嗎好 通過謝謝委員通過諮詢調整謝謝委員第十一案檢列營業外費用其他營業外費用雜項費用其他其他費用一百萬元李官臣委員所以你們有同意嗎同意同意 謝謝委員好 這樣通過第十二案主決議"},{"start":2970.714,"end":2994.963,"text":"遵照辦理通過第十三案處決議遵照辦理第十四案處決議遵照辦理好 再來台銀人壽保險股份有限公司他的第一案已經併案處理了第二案改組決議林黛華委員提案同意 通過"},{"start":2997.386,"end":3014.498,"text":"第三案 領導委員決議 一樣改組決議 通過第四案 簡列管理費用十萬元科目自行調整 郭國委員同意了嗎可以嗎 通過第五案 改組決議"},{"start":3016.894,"end":3036.055,"text":"林大厚委員提案他已經有同意了第6案李昆成委員提案主決議好通過再來台銀綜合證券股份有限公司預算提案第1案第2案已經併案了來第3案李昆成委員提案改組決議好嗎好通過"},{"start":3040.236,"end":3061.448,"text":"第四案 簡列管理費用十萬元科目自行調整郭國麟提案可以嗎 通過第五案 主決議通過 謝謝現在要有兩個委員留下來因為宣讀完之後還有程序處理"},{"start":3082.678,"end":3103.259,"text":"協商完成請議事人員宣讀協商結論中國輸出力銀行第一第二案病案稅前淨利增列2000萬元相關收支科目費用送議事人員第三案服務費用減列200萬元科目自行調整業務費用"},{"start":3105.322,"end":3131.384,"text":"第三案業務費用服務費用減列二百萬元科目自行調整第四案第五案並案營業費用管理費用減列五十萬元科目自行調整第六案第七案第八案第九案照案通過台灣金融控股股份有限公司第一案第二案並台灣銀行第一案第二案保險公司第一案"},{"start":3132.619,"end":3155.187,"text":"台銀綜合證券股份有限公司第一案第二案合併稅前淨利增列十億元相關收支科目揮霍送醫師人員第三案長期債務減列十五億元第四案營業費用管理費用減列五十萬元科目自行調整第五案第六案照案通過"},{"start":3157.796,"end":3172.162,"text":"台灣銀行股份允訊公司第三案營業收入增列6億元相關成本科目會後送義事人員第四案管理費用服務費用減列50萬元科目自行調整"},{"start":3178.53,"end":3199.303,"text":"更正第四案服務費用減列50萬元科目執行調整第五案改組決議第六案改組決議第七案第八案併案營業費用管理費用減列500萬元科目執行調整第九案改組決議第十案其他營業費用減列50萬元科目執行調整"},{"start":3200.643,"end":3225.628,"text":"第十一案營業外費用其他營業外費用十項費用其他費用減列一百萬元第十二案第十三案第十四案照案通過台銀人壽保險股份有限公司第二案改組決議第三案改組決議第四案管理費用減列十萬元科目執行調整第五案第六案照案通過"},{"start":3227.469,"end":3255.841,"text":"台銀綜合證券股費有限公司第三案改組決議第四案管理費用減列十萬元第五跟證台銀人壽保險股費有限公司第五案改組決議第六案照案通過"},{"start":3257.964,"end":3270.08,"text":"台銀綜合證券股份有限公司第三案改組決議第四案管理費用減列十萬元第五案照案通過宣讀完畢請問各位委員對協商結論有無異議"},{"start":3273.476,"end":3289.679,"text":"沒有異議通過本日會議作如下決議審查中華民國一百一十五年度中央政府總預算案附屬單位預算營業部分供財政部主管中國輸出銀行台灣金融控股股份有限公司"},{"start":3290.6,"end":3303.355,"text":"含台灣銀行股份有限公司 台銀人壽保險股份有限公司台銀綜合證券股份有限公司預算案除照協商結論通過外 其餘部分均照列另業務計畫部分"},{"start":3305.598,"end":3333.729,"text":"依據營業收支金融保險成本轉投資重大建設事業及資金運用等項審查結果隨同調整金融保險成本部分隨同營業總支出審查結果調整營業總支出因隨同調整資金運用部分因依據營業收支金融保險成本盈虧撥補轉投資及重大建設事業等項審查結果隨同調整請問各位人對以上決議有異議"},{"start":3337.216,"end":3341.797,"text":"請問各位委員對以上決議無異議通過本次會議議程進行完畢進行現在散會謝謝大家"},{"start":3371.954,"end":3373.575,"text":"響鐘"},{"start":3403.029,"end":3406.049,"text":"響鐘"}],"speakers":[{"total_seconds":60.99,"embed_id":"SPEAKER_00","speaker":"SPEAKER_00","embedding":"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"},{"total_seconds":70.28,"embed_id":"SPEAKER_01","speaker":"SPEAKER_02","embedding":"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"},{"total_seconds":11.88,"embed_id":"SPEAKER_02","speaker":"SPEAKER_03","embedding":"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"},{"total_seconds":38.44,"embed_id":"SPEAKER_03","speaker":"SPEAKER_04","embedding":"aNqDvuT8hj7dn/+8V4oJPpPRmD0VEQ09SWe6vPtWSD4GSUe9JPwCPvI7pj6YTqC+CsHDvDZpSz63HKE9hf5xPkj2Dj7wTpI+IdhvvlK4NL0xHIu93Z4xPQ2Y8z1MGS4+Ah+2vRy2Qj7SClu+804lvvo8wz162AQ+4KucPeQ56z0x3g0+HQoovhPJqz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